817 E Territory St, Meridian, ID 83646 Property Records

Ada County property record for 817 E Territory St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,146 sqft · built 2021
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,686 (2025)
Deeds & Mortgages	May 2021 Construction Loan Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7909070440`

Property Details

APN / Parcel Number

Primary APN	`R7909070440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	2,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Garage Area	1,148 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	817 E TERRITORY ST
City	MERIDIAN
State	ID
Zip	83646-6573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 22 BLK 01 SILVER SPRINGS SUB NO 1
Legal Range	01E
Legal Township	04N
Legal Section	31
Legal Subdivision	SILVER SPRINGS SUB NO 01
Legal Block	01
Legal Lot Number	22
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2003
Census Tract	10362

Owner

817 E Territory St is owner-occupied and held in a trust since September 2025.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	817 E TERRITORY ST, MERIDIAN, ID 83646-6573
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST FSB (TWIN FALLS ID
Feb 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025
Deed Sale	Sep 5, 2025
Prior Sale	Feb 28, 2022 · Amount on File
Deed Document Number	202557612
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	817 E TERRITORY ST, MERIDIAN, ID 83646-6573
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	Y, Y

Mortgage

Document Number	0000084637
Date	May 28, 2021
Instrument	2021-084637

Lender

Name	FIRST FSB (TWIN FALLS ID
Type	Bank
Address	TWIN FALLS, ID 83301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2022

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Feb 28, 2022
Property Address	817 E TERRITORY ST, MERIDIAN, ID 83646-6573
Document Number	0000020801
Map Reference	MB120 PG18626-18629
Instrument Date	Feb 17, 2022
Instrument	2022-020801
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	TITLE BAY TITLE COMPANY, TITLE ONE A T&E CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 E TERRITORY ST, MERIDIAN, ID 83646-6573

Mortgage

Document Number	0000020802
Date	Feb 28, 2022
Instrument	2022-020802

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 817 E Territory St was $2,686, up 2.8% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,686.00 (+2.75%)	$721,000	$721,000
2024	$2,614.00
2023		$627,200 Land $226,600 Building $400,600	$627,200 Land $226,600 Building $400,600
2022	$2,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 E Territory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 E Territory St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Anthem Broadband, Fatbeam.

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