Whiteside County property record for 817 E 16th St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,005 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1122105009 |
| Primary APN | 1122105009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,500 sqft (0.172 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Account Number | 124158 |
|---|---|
| Street Address | 817 E 16TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOOVER HOME SUB LOT 16 BLK 3 497500X |
| Legal Subdivision | HOOVER HOME SUBDIVISION |
| Legal Block | 3 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1200 |
817 E 16th St is owned and occupied by an individual who acquired it in May 2024.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 817 E 16TH ST, STERLING, IL 61081-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 20, 2017 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 30, 2024 |
| Transfer Doc | 0000002500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Apr 13, 2023 |
| Property Address | 817 E 16TH ST, STERLING, IL 61081-2627 |
| Document Number | 0000001728 |
| Instrument Date | Apr 11, 2023 |
| Instrument | 2023-01728 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 617 E 16TH ST, STERLING, IL 61081-2733 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 817 E 16TH ST, STERLING, IL 61081-2627 |
| Document Number | 0000000468 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 817 E 16TH ST STERLING IL 610812627, STERLING, IL 61081-2627 |
| Document Number | 0000000468 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 468 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 24, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 817 E 16th St was $3,005.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,005.00 | $40,591 Land $3,301 Building $37,290 | |
| 2024 | $121,773 Land $9,903 Building $111,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 817 E 16th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 817 E 16th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Rise Broadband.
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