812 E 16th St, Sterling, IL 61081 Property Records

Whiteside County property record for 812 E 16th St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,400 sqft)
OwnerIndividual Name on File
Last Sale$82,000 (Jun 2006)
Tax Bill$3,069 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1122103006

Property Details

APN / Parcel Number

Primary APN1122103006
Alternative APN
  • 46882

Exterior

Lot Area7,400 sqft (0.17 acres)
Lot Dimensions147 ft deep x 50 ft wide

Location & Zoning

Account Number46882
Street Address812 E 16TH ST
CitySTERLING
StateIL
Zip61081-2628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOOVER HOME SUB LOT 13 BLK 2 495500X
Legal SubdivisionHOOVER HOME SUBDIVISION
Legal Block2
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2001
Census Tract1200

Owner

812 E 16th St is owned and occupied by an individual who bought it in June 2006.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address812 E 16TH ST, STERLING, IL 61081-2628
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2006 · Amount on File
Deed SaleJun 21, 2006 · Amount on File
Deed Document Number20065229-2006
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address812 E 16TH ST, STERLING, IL 61081-2628
Document Number0000000459
Instrument DateJan 14, 2021
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address812 E 16TH ST STERLING IL 610812628, STERLING, IL 61081-2628

Mortgage

Document Number0000000459
DateJan 20, 2021
Instrument459
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 19, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 812 E 16th St was $3,069.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,069.00$36,224 Land $3,301 Building $32,923
2024$108,672 Land $9,903 Building $98,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 E 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 812 E 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Rise Broadband.

Nearby Properties on E 16th St

Nearby Streets

Search Property Records by Address or Parcel Number