San Diego County property record for 817 Cypress Point Way, Oceanside, CA 92058
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,193 sqft · built 1986 |
| Lot Size | 2.08 acres (90,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Mar 2002) |
| Tax Bill | $2,856 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-550-30-09 |
| Primary APN | 157-550-30-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,193 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Lot Area | 90,702 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 817 CYPRESS POINT WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-6935 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-B |
| Legal Description | LOT 153 US 89PER DOC84-322713&UND INT IN LOT 146&IN TR 009745 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 009745 |
| Legal Block | 2 |
| Legal Lot Number | 146,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 18608 |
817 Cypress Point Way, a condominium, is owned and occupied by two individuals who bought it in March 2002.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 817 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2002 · Amount on File |
| Deed Sale | Mar 13, 2002 · Amount on File |
| Prior Sale | Nov 29, 1999 · Amount on File |
| Deed Document Number | 2002209706 |
| Prior Transfer Date | Jan 14, 1997 |
| Prior Transfer Doc | 0000102883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 817 CYPRESS POINT WAY, OCEANSIDE, CA 92058-6935 |
| Document Number | 0000322709 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 817 CYPRESS POINT WAY OCEANSIDE CA 920586935, OCEANSIDE, CA 92058-6935 |
| Document Number | 0000322709 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 322709 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2034 |
The 2025 property tax bill for 817 Cypress Point Way was $2,856 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $263,681 (+2%) Land $120,539 Building $143,142 | |
| 2025 | $2,856.00 Homeowner's exemption | $258,512 Land $118,176 Building $140,336 |
| 2023 | $2,712.00 (+1.57%) Homeowner's exemption | $248,476 Land $113,588 Building $134,888 |
| 2022 | $2,670.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 817 Cypress Point Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | Dec 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 817 Cypress Point Way is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: San Diego Broadband, T-Mobile.
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