81676 de Oro Ave, Indio, CA 92201 Property Records

Riverside County property record for 81676 de Oro Ave, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,702 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2021)
Tax Bill	$5,992 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`608-203-023`

Property Details

APN / Parcel Number

Primary APN	`608-203-023`
Alternative APN	`613583023`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613583023
Street Address	81676 DE ORO AVE
City	INDIO
State	CA
Zip	92201-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 46 MB 052/065 TR 3157
Legal Subdivision	TRACT NO 3157
Legal Tract	3157
Legal Lot Number	46
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	45209

Owner

81676 de Oro Ave is owned and occupied by two individuals who bought it in October 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81676 DE ORO AVE, INDIO, CA 92201-3828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage CARLOS A PENA
Oct 27, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2020	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Mar 24, 2020 · Amount on File
Deed Document Number	2021636404
Prior Transfer Date	May 15, 2015
Prior Transfer Doc	0000211807
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81676 DE ORO AVE, INDIO, CA 92201-3828
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81676 DE ORO AVE, INDIO, CA 92201-3828

Mortgage

Document Number	0000376460
Date	Jun 22, 2021
Instrument	2021-0376460

Lender

Name	CARLOS A PENA
Type	Private Party
Address	80372 CAMINO SAN LUCAS, INDIO, CA 92203

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 27, 2021
Property Address	81676 DE ORO AVE, INDIO, CA 92201-3828
Document Number	0000636404
Map Reference	MB 52 PG 65
Instrument Date	Oct 20, 2021
Instrument	2021-0636404
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	81676 DE ORO AVE, INDIO, CA 92201-3828

Mortgage

Document Number	0000636405
Date	Oct 27, 2021
Instrument	2021-0636405

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 24, 2020
Property Address	81676 DE ORO AVE, INDIO, CA 92201-3828
Document Number	0000135261
Instrument Date	Mar 13, 2020
Instrument	135261
Transaction Type	Transfer
Record Updated	Apr 3, 2020
Title Company	ESCROW PLUS, INC

Transaction

Amount	Amount on Record
Tax	$49.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81676 DE ORO AVE INDIO CA 922013828, INDIO, CA 92201-3828

Mortgage

Document Number	135262
Date	Mar 24, 2020
Instrument	135262

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record

Mortgage

Document Number	135263,
Date	Mar 24, 2020
Instrument	135263

Lender

Name	VASQUEZ C L LIVING TRUST (LT)
Address	42930 W MAGNOLIA RD, MARICOPA, AZ 85138-2947

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 81676 de Oro Ave was $5,992.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,909 (+2%) Land $101,747 Building $304,162
2025	$5,992.00	$397,951 Land $99,752 Building $298,199
2023	$6,163.00 (+4.55%)	$382,500 Land $95,880 Building $286,620
2022	$5,895.00
2021			$330,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81676 de Oro Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 81676 de Oro Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

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