81634 de Oro Ave, Indio, CA 92201 Property Records

Riverside County property record for 81634 de Oro Ave, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,094 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,841 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`608-203-020`

Property Details

APN / Parcel Number

Primary APN	`608-203-020`
Alternative APN	`613583020`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	1,558 sqft
1st Floor Area	1,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613583020
Street Address	81634 DE ORO AVE
City	INDIO
State	CA
Zip	92201-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 49 MB 052/065 TR 3157
Legal Subdivision	TRACT NO 3157
Legal Tract	3157
Legal Lot Number	49
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	45209

Owner

81634 de Oro Ave is owned and occupied by two individuals who acquired it in July 2022.

Source: Riverside County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	81634 DE ORO AVE, INDIO, CA 92201-3828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 27, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 22, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 31, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 31, 2020	Grant Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022
Deed Sale	Jul 22, 2022
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	2022326135
Prior Transfer Date	Jul 5, 2022
Prior Transfer Doc	0000326135
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	May 11, 2026
Property Address	81634 DE ORO AVE, INDIO, CA 92201-3828
Document Number	0000142316
Instrument Date	Apr 19, 2026
Instrument	2026142316
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	81634 DE ORO AVE, INDIO, CA 92201-3828

Mortgage

Document Number	0000142316,
Date	May 11, 2026
Instrument	2026142316

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Aug 1, 2052

Interest

Rate	6.22%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81634 DE ORO AVE, INDIO, CA 92201-3828
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81634 DE ORO AVE, INDIO, CA 92201-3828

Mortgage

Document Number	0000362730
Date	Dec 6, 2023
Instrument	2023-0362730

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81634 DE ORO AVE, INDIO, CA 92201-3828
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81634 DE ORO AVE, INDIO, CA 92201-3828

Mortgage

Document Number	0000017519
Date	Jan 11, 2021
Instrument	2021-0017519

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Aug 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81634 DE ORO AVE, INDIO, CA 92201-3828
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81634 DE ORO AVE, INDIO, CA 92201-3828

Mortgage

Document Number	0000447984
Date	Jul 27, 2021
Instrument	2021-0447984

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 22, 2022
Property Address	81634 DE ORO AVE, INDIO, CA 92201-3828
Document Number	0000326135
Map Reference	MB 52 PG 65
Instrument Date	Jul 15, 2022
Instrument	2022-0326135
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	VYLLA TITLE LLC, VYLLA TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	81634 DE ORO AVE, INDIO, CA 92201-3828

Mortgage

Document Number	0000326136
Date	Jul 22, 2022
Instrument	2022-0326136

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 31, 2020
Property Address	81634 DE ORO AVE, INDIO, CA 92201-3828
Document Number	0000346133
Instrument Date	Jul 28, 2020
Instrument	346133
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1359 E MEDA AVE GLENDORA CA 917413145, GLENDORA, CA 91741-3145

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 31, 2020
Property Address	81634 DE ORO AVE, INDIO, CA 92201-3828
Document Number	0000346134
Map Reference	MB 52 PG 65
Instrument Date	Jul 27, 2020
Instrument	2020-0346134
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81634 DE ORO AVE, INDIO, CA 92201-3828

Mortgage

Document Number	0000346135
Date	Jul 31, 2020
Instrument	2020-0346135

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 81634 de Oro Ave was $3,841, up 2.7% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,895 (+2%) Land $77,284 Building $165,611
2025	$3,841.00 (+2.73%)	$238,133 Land $75,769 Building $162,364
2024	$3,739.00 (+1.96%)
2023	$3,667.00 (+4.41%)	$228,888 Land $72,828 Building $156,060
2022	$3,512.00
2021			$234,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81634 de Oro Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 81634 de Oro Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

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