81645 Ave Celaya, Indio, CA 92203 Property Records

Riverside County property record for 81645 Ave Celaya, Indio, CA 92203

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,660 sqft · built 2014
Lot Size0.13 acres (5,663 sqft)
Owner2 Company Names on File
Last Sale$335,500 (Oct 2018)
Tax Bill$6,568 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN691-660-069

Property Details

APN / Parcel Number

Primary APN691-660-069

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,660 sqft Living Area
Gross Area2,272 sqft
1st Floor Area1,660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2015
Construction TypeWood
Roof MaterialTile
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address81645 AVENIDA CELAYA
CityINDIO
StateCA
Zip92203-4111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA120
Legal Description.13 ACRES M/L IN PAR 3 PM 236/037 PM 36345
Legal SubdivisionPARCEL MAP NO 36345
Legal Lot Number3
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group1
Census Block1000
Census Tract45216

Owner

Source: Riverside County records · APN 691-660-069

Assessment roll updated August 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address81645 AVENIDA CELAYA, INDIO, CA 92203-4111
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2026Deed of Trust, Mortgage · Line of Credit
USU COMMUNITY FEDERAL CREDIT UNION
Sep 21, 2023Intrafamily Transfer, Transfer
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 01, 2018Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2018 · Amount on Record
Deed SaleOct 01, 2018 · Amount on Record
Deed Document Number2018390963
Last Transfer DateAug 08, 2023
Transfer Doc0000280095
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Recording DateJun 08, 2026
Property Address81645 AVENIDA CELAYA, INDIO, CA 92203-4111
Document Number0000172597
Instrument DateJun 02, 2026
Instrument2026172597
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust, 220
Address81645 AVENIDA CELAYA, INDIO, CA 92203-4111

Mortgage

Document Number0000172597,
DateJun 08, 2026
Instrument2026172597
Lender
NameUSU COMMUNITY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateSep 21, 2023
Property Address81645 AVENIDA CELAYA, INDIO, CA 92203-4111
Document Number0000280095
Map ReferenceMB 236 PG 37&38
Instrument DateSep 21, 2023
Instrument2023-0280095
Transaction TypeTransfer
Record UpdatedOct 03, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address81645 AVENIDA CELAYA, INDIO, CA 92203-4111

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address81645 AVENIDA CELAYA, INDIO, CA 92203-4111
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address81645 AVENIDA CELAYA, INDIO, CA 92203-4111

Mortgage

Document Number0000532807
DateSep 07, 2021
Instrument2021-0532807
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateOct 01, 2018
Property Address81645 AVENIDA CELAYA, INDIO, CA 92203-4111
Document Number0000390963
Map ReferenceMB 236 PG 37&38
Instrument DateSep 05, 2018
Instrument2018-0390963
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyTICOR TITLE COMPANY OF CALIF

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address81645 AVENIDA CELAYA, INDIO, CA 92203-4111

Mortgage

Document Number0000390964
DateOct 01, 2018
Instrument2018-0390964
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,568.00 (+6.78%) Homeowner's exemption$406,033 (+4.04%) Land $83,661 Building $322,372
2023$6,151.00 (+3.64%) Homeowner's exemption$390,267 Land $80,413 Building $309,854
2022$5,935.00
2021$381,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 462 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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