Pine County property record for 81651 Toby Ln, Willow River, MN 55795
| Property Type | Single Family Home |
|---|---|
| Details | 128 sqft · built 2022 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Mar 2026) |
| Tax Bill | $304 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22.0021.000 |
| Primary APN | 22.0021.000 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 128 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Slab |
|---|---|
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 81651 TOBY LN |
|---|---|
| City | WILLOW RIVER |
| State | MN |
| Zip | 55795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-01 TWP-044 RANGE-019 5.00 AC NORTH 330 FT OF SOUTHWEST 1/4 OF NORTHEAST 1/4 OF SOUTHEAST 1/4. SUBJECT TO ROAD EASEMENT |
| Legal Range | 019 |
| Legal Township | 044 |
| Legal Section | 01 |
| Jurisdiction | PINE MN |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 950100 |
81651 Toby Ln is owned by an individual who bought it in March 2026.
Source: Pine County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3724 HAZEL ST, SAINT PAUL, MN 55110-4722 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Commercial Mortgage NORTHVIEW BANK |
| Apr 3, 2026 | Transfer on Death Deed, Transfer SIGNATURES CLOSING AND TITLE, SIGNATURES CLOSING & TITLE |
| Dec 28, 2018 | Warranty Deed, Transfer ROCHESTER TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Dec 28, 2018 · Amount on File |
| Deed Document Number | 2026593249 |
| Prior Transfer Date | Mar 27, 2026 |
| Prior Transfer Doc | 0000593316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINE MN |
| Property Address | 81651 TOBY LN, WILLOW RIVER, MN 55795 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A593250 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | A593250 |
| Name | NORTHVIEW BANK |
|---|---|
| Type | Bank |
| Address | WILLOW RIVER, MN 55795 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 27, 2031 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Apr 3, 2026 |
| Property Address | 81651 TOBY LN, WILLOW RIVER, MN 55795 |
| Document Number | 0000593316 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026593316 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | SIGNATURES CLOSING AND TITLE, SIGNATURES CLOSING & TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINE MN |
| Recording Date | Dec 28, 2018 |
| Property Address | 81651 TOBY LN, WILLOW RIVER, MN 55795 |
| Document Number | 0000544249 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 544249 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | ROCHESTER TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $49.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1303 12TH ST NW # 4, 4, KASSON, MN 55944-2602 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 81651 Toby Ln was $304.
Source: Pine County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Pine County |
| County Subdivision | Norman Township |
| Unified School District | Willow River Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,900 (+18.46%) Land $44,300 Building $9,600 | $53,900 (+18.46%) Land $44,300 Building $9,600 | |
| 2025 | $304.00 | $45,500 Land $35,700 Building $9,800 | $45,500 Land $35,700 Building $9,800 |
| 2023 | $206.00 | $39,100 Land $28,400 Building $10,700 | $39,100 Land $28,400 Building $10,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 81651 Toby Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81651 Toby Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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