81522 Toby Ln, Willow River, MN 55795 Property Records

Pine County property record for 81522 Toby Ln, Willow River, MN 55795 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 504 sqft · built 1981
Lot Size	6.26 acres (272,686 sqft)
Owner	2 Individual Names on File
Tax Bill	$410 (2025)
Flood Zone	Zone X (minimal risk)
APN	`22.0023.000`

Property Details

APN / Parcel Number

Primary APN	`22.0023.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	62 Units
Stories	1 Story
Building Area	504 sqft Living Area
Gross Area	800 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Tilt-Up Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	272,686 sqft (6.26 acres)

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection

Location & Zoning

Street Address	81522 TOBY LN
City	WILLOW RIVER
State	MN
Zip	55795-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-01 TWP-044 RANGE-019 6.26 AC THAT PART OF WEST 1/2 OF WEST 1/2 OF SOUTHEAST 1/4 OF SOUTH- EAST 1/4 WHICH LIES NORTH OF
Legal Range	019
Legal Township	044
Legal Section	01
Jurisdiction	PINE MN
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1093
Census Tract	950100

Owner

Source: Pine County records · APN 22.0023.000

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	81522 TOBY LN, WILLOW RIVER, MN 55795-3368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Pine County records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Norman Township
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,600 (+23.95%) Land $57,200 Building $34,400	$91,600 (+23.95%) Land $57,200 Building $34,400
2025	$410.00 (+4.06%)
2023	$394.00 Homeowner's exemption	$73,900 Land $37,000 Building $36,900	$73,900 Land $37,000 Building $36,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pine County (27115C), updated April 3, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271159501001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2014–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.