8165 95th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8165 95th Ct, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,874 sqft · built 2020
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$234,500 (Mar 2020)
Tax Bill$3,243 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-38-34-00004-0070-00003.0

Property Details

APN / Parcel Number

Primary APN31-38-34-00004-0070-00003.0
Alternative APN
  • 29986

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,874 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area418 sqft
DrivewayDriveway
Driveway Area480 sqft
PorchFinished/Screened Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number29986
Street Address8165 95TH CT
CityVERO BEACH
StateFL
Zip32967-3834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT E BLK G LOT 3 PBI 5 51
Legal Range38
Legal Township31
Legal Section34
Legal SubdivisionVERO LAKE ESTATES UNIT E
Legal BlockG
Legal Lot Number3
Legal UnitE
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group1
Census Block1052
Census Tract50903

Owner

8165 95th Ct is owned and occupied by an individual who bought it in March 2020.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Mailing Address8165 95TH CT, VERO BEACH, FL 32967-3834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERISAVE MORTGAGE CORP
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 5, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST MIDWEST BANK
Apr 24, 2019Grant Deed, Transfer
STEEL CITY TITLE INC, STEEL CTY TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2020 · Amount on File
Deed SaleMar 5, 2020 · Amount on File
Prior SaleApr 24, 2019 · Amount on File
Deed Document Number3120200013353
Deed Book / Page3282 / 1202
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address8165 95TH CT, VERO BEACH, FL 32967-3834
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8165 95TH CT, VERO BEACH, FL 32967-3834

Mortgage

Document Number0038051912
DateSep 22, 2025
Book Page3805/1912
Instrument3120250046869
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term356 Months
DueMay 1, 2055

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address8165 95TH CT, VERO BEACH, FL 32967-3834
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034472379
DateJul 27, 2021
Book Page3447/2379
Instrument3120210053734
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 5, 2020
Property Address8165 95TH CT, VERO BEACH, FL 32967-3834
Document Number0032821202
Book / Page3282 / 1202
Map ReferenceMB 5 PG 51
Instrument DateFeb 27, 2020
Instrument3120200013353
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 28, 2022
Title CompanySTEEL CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,641.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1686 W HIBISCUS BLVD, 1686, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address8165 95TH CT, VERO BEACH, FL 32967-3834

Mortgage

Document Number0032821203
DateMar 5, 2020
Instrument3282/1203
Lender
NameFIRST MIDWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 24, 2019
Property Address8165 95TH CT, VERO BEACH, FL 32967-3834
Document Number0032010983
Book / Page003201 / 000983
Instrument DateApr 12, 2019
Instrument23909
Transaction TypeTransfer
Record UpdatedMay 2, 2019
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

AmountAmount on Record
Tax$581.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1686 W HIBISCUS BLVD MELBOURNE FL 329012631, MELBOURNE, FL 32901-2631

Tax Assessment & Valuation

The 2025 property tax bill for 8165 95th Ct was $3,243.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,243.00$239,107$283,367 Land $30,281 Building $253,086
2023$2,812.00 (+2.97%)$225,600 (+3%)$302,002 (+11.67%) Land $24,863 Building $277,139
2022$2,731.00$219,029$270,438 Land $20,400 Building $250,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8165 95th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 285 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies285 in force
Nearby Flood Claims51 (1996–2023)
Claims Outside the SFHA2 of 51
Most Recent ClaimApr 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8165 95th Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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