Indian River County property record for 8145 95th Ct, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,771 sqft · built 2004 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $460,000 (Jul 2025) |
| Tax Bill | $419 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-34-00004-0070-00005.0 |
| Primary APN | 31-38-34-00004-0070-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,771 sqft Living Area |
| Gross Area | 2,233 sqft |
| 1st Floor Area | 1,771 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 130 ft deep x 150 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 250 sqft |
| Patio Area | 478 sqft |
| Utility Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8145 95TH CT |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT E BLK G LOTS 5 & 6 PBI 5-51 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 34 |
| Legal Subdivision | VERO LAKE ESTATES UNIT E |
| Legal Block | G |
| Legal Lot Number | 5,6 |
| Legal Unit | E |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 50903 |
8145 95th Ct is owned by a company that bought it in July 2025.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8145 95TH CT, VERO BEACH, FL 32967-3834 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 3, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Prior Sale | Jun 10, 2003 · Amount on File |
| Deed Document Number | 202534512 |
| Deed Book / Page | 3789 / 2188 |
| Prior Transfer Date | Jul 17, 2003 |
| Prior Transfer Doc | 0016170835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8145 95TH CT, VERO BEACH, FL 32967-3834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0033662035 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 3366/2035 |
| Instrument | 3120200075226 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8145 95TH CT, VERO BEACH, FL 32967-3834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032940383 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 3294/383 |
| Instrument | 3120200022158 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8145 95TH CT, VERO BEACH, FL 32967-3834 |
| Document Number | 0030690885 |
| Book / Page | 003069 / 000885 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8145 95TH CT VERO BEACH FL 329673834, VERO BEACH, FL 32967-3834 |
| Document Number | 0030690885 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 003069/000885 |
| Instrument | 64681 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
The 2025 property tax bill for 8145 95th Ct was $419.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $419.00 | $120,822 | $320,815 Land $60,563 Building $260,252 |
| 2023 | $201.00 (+2.03%) | $110,339 (+3%) | $331,089 (+12.44%) Land $49,725 Building $281,364 |
| 2022 | $197.00 | $107,126 | $294,452 Land $40,800 Building $253,652 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8145 95th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 285 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 285 in force |
| Nearby Flood Claims | 51 (1996–2023) |
| Claims Outside the SFHA | 2 of 51 |
| Most Recent Claim | Apr 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8145 95th Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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