8161 Old Cuba Rd, Spencer, IN 47460 Property Records

Owen County property record for 8161 Old Cuba Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,258 sqft · built 1950
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2019)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`60-06-12-102-100.000-021`

Property Details

APN / Parcel Number

Primary APN	`60-06-12-102-100.000-021`
Alternative APN	`00001004182`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	2,258 sqft
Basement Area	184 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001004182
Street Address	8161 OLD CUBA RD
City	SPENCER
State	IN
Zip	47460-5547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NW S12 T11 R4 3A (1A FR)
Legal Range	4
Legal Township	11
Legal Section	12
Jurisdiction	OWEN IN
Township / Civil Division	JENNINGS
Census Block Group	1
Census Block	1007
Census Tract	955600

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8161 OLD CUBA RD, SPENCER, IN 47460-5547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Warranty Deed, Transfer · ARM HOME BANK SB
Dec 4, 2019	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Deed Document Number	2019218721
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	0000218720
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Dec 4, 2019
Property Address	8161 OLD CUBA RD, SPENCER, IN 47460-5547
Document Number	0000218721
Instrument Date	Nov 27, 2019
Instrument	218721
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8161 OLD CUBA RD, SPENCER, IN 47460-5547

Mortgage

Document Number	0000218722
Date	Dec 4, 2019
Instrument	218722

Lender

Name	HOME BANK SB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

December 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	OWEN IN
Recording Date	Dec 4, 2019
Property Address	8161 OLD CUBA RD, SPENCER, IN 47460-5547
Document Number	0000218720
Instrument Date	Nov 27, 2019
Instrument	218720
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Jennings Township
Unified School District	Cloverdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00 (-8.41%) Homeowner's exemption	$219,500 (+3.73%) Land $36,300 Building $183,200	$219,500 (+3.73%) Land $36,300 Building $183,200
2024	$1,569.00 (-15.05%)
2023	$1,847.00 (+40.35%)	$211,600 Land $28,000 Building $183,600	$211,600 Land $28,000 Building $183,600
2022	$1,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Endeavor Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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