7838 Old Cuba Rd, Spencer, IN 47460 Property Records

Owen County property record for 7838 Old Cuba Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 176 sqft · built 1983
Lot Size	4.59 acres (199,940 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Sep 2010)
Tax Bill	$972 (2025)
Flood Zone	Zone X (minimal risk)
APN	`60-06-12-400-220.000-021`

Property Details

APN / Parcel Number

Primary APN	`60-06-12-400-220.000-021`
Alternative APN	`00001004427`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	176 sqft Living Area
1st Floor Area	176 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	199,940 sqft (4.59 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001004427
Street Address	7838 OLD CUBA RD
City	SPENCER
State	IN
Zip	47460-5696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 SE SE NW S12 T11 R4 4.59A AKA LOT 7
Legal Range	4
Legal Township	11
Legal Section	12
Legal Lot Number	7
Jurisdiction	OWEN IN
Township / Civil Division	JENNINGS
Census Block Group	2
Census Block	2014
Census Tract	955600

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7838 OLD CUBA RD, SPENCER, IN 47460-5696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2010 · Amount on Record
Deed Sale	Sep 14, 2010 · Amount on Record
Prior Sale	Jul 16, 2007 · Amount on Record
Deed Document Number	2010184705
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Jennings Township
Unified School District	Cloverdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00 (-7.52%) Homeowner's exemption	$166,900 (-2.05%) Land $54,100 Building $112,800	$166,900 (-2.05%) Land $54,100 Building $112,800
2024	$1,051.00 (+1.55%)
2023	$1,035.00 (+4.55%)	$170,400 Land $31,200 Building $139,200	$170,400 Land $31,200 Building $139,200
2022	$990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Endeavor Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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