St. Charles County property record for 816 Stone Cellar Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,178 sqft · built 2020 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $498,000 (Dec 2021) |
| Tax Bill | $6,716 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T210700045 |
| Primary APN | T210700045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,178 sqft Living Area |
| Basement Area | 2,178 sqft |
| Finished Basement | 1,089 sqft |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 13,983 sqft (0.321 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T210700045 |
|---|---|
| Street Address | 816 STONE CELLAR DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT SANDFORT FARM #3 LOT 50B |
| Legal Subdivision | VLGS AT SANDFORT FARM #3 |
| Legal Lot Number | 50B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310802 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 816 STONE CELLAR DR, SAINT CHARLES, MO 63301-4437 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Deed Document Number | 0000097229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 1, 2021 |
| Property Address | 816 STONE CELLAR DR, SAINT CHARLES, MO 63301-4437 |
| Document Number | 0000097229 |
| Map Reference | MB 51 PG 14-19 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 2021R-097229 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10407 BAUR BLVDB, 10407, SAINT LOUIS, MO 63132 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 816 STONE CELLAR DR, SAINT CHARLES, MO 63301-4437 |
| Document Number | 0000097230 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021R-097230 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,716.00 | $107,669 (+10.48%) | $566,678 (+10.48%) Land $120,000 Building $446,678 |
| 2023 | $97,459 | ||
| 2022 | $512,940 Land $80,000 Building $432,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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