St. Charles County property record for 814 Stone Cellar Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,224 sqft · built 2021 |
| Lot Size | 0.328 acres (14,305 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,625 (Feb 2022) |
| Tax Bill | $7,148 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T210700046 |
| Primary APN | T210700046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,224 sqft Living Area |
| Gross Area | 3,488 sqft |
| 1st Floor Area | 1,744 sqft |
| Basement Area | 1,744 sqft |
| Finished Basement | 1,480 sqft |
| Unfinished Basement | 264 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 14,305 sqft (0.328 acres) |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Solar |
|---|
| Account Number | T210700046 |
|---|---|
| Street Address | 814 STONE CELLAR DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT SANDFORT FARM #3 LOT 51B |
| Legal Subdivision | VLGS AT SANDFORT FARM #3 |
| Legal Lot Number | 51B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310802 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 814 STONE CELLAR DR, SAINT CHARLES, MO 63301-4437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Deed Document Number | 202211473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 28, 2022 |
| Property Address | 814 STONE CELLAR DR, SAINT CHARLES, MO 63301-4437 |
| Document Number | 0000011473 |
| Map Reference | MB 51 PG 14 |
| Instrument Date | Feb 26, 2022 |
| Instrument | 2022R-011473 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10407 BAUR BLVDB, SAINT LOUIS, MO 63132 |
| Name | Verified Name |
|---|---|
| Address | 814 SENE CELLAR DRIVE, SAINT CHARLES, MO 63301 |
| Document Number | 0000011474 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022R-011474 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,635 (-) | $603,340 (-) Land $120,000 Building $483,340 | |
| 2025 | $7,148.00 | $114,635 (+3.91%) | $603,340 (+3.91%) Land $120,000 Building $483,340 |
| 2023 | $110,319 | ||
| 2022 | $580,625 Land $80,000 Building $500,625 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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