816 Simpson Ave, Elburn, IL 60119 Property Records

Kane County property record for 816 Simpson Ave, Elburn, IL 60119

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.079 acres (3,454 sqft)
Owner	2 Individual Names on File
Last Sale	$394,500 (Feb 2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-421-046`

Property Details

APN / Parcel Number

Primary APN	`11-05-421-046`

Exterior

Lot Area	3,454 sqft (0.079 acres)

Location & Zoning

Street Address	816 SIMPSON AVE
City	ELBURN
State	IL
Zip	60119-3407
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	ELBURN STATION - UNIT 2 LT 61
Legal Subdivision	ELBURN STATION
Legal Block	1
Legal Lot Number	61
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1052
Census Tract	854507

Owner

816 Simpson Ave, recreational vacant land, is owned and occupied by two individuals who bought it in February 2026.

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	816 SIMPSON AVE, ELBURN, IL 60119-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MLD MORTGAGE
Dec 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage BLACKHAWK BANK
Dec 26, 2019	Grant Deed, Mortgage CIBC BK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on File
Deed Sale	Feb 25, 2026 · Amount on File
Prior Sale	Feb 28, 2025 · Amount on File
Deed Document Number	20267612
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 25, 2026
Property Address	816 SIMPSON AVE, ELBURN, IL 60119-3407
Document Number	0000007612
Map Reference	DOC 2017K064833
Instrument Date	Feb 25, 2026
Instrument	2026K007612
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	816 SIMPSON AVE, ELBURN, IL 60119-3407

Mortgage

Document Number	0000007613
Date	Feb 25, 2026
Instrument	2026K007613

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	816 SIMPSON AVE, ELBURN, IL 60119-3407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082279
Date	Dec 31, 2020
Instrument	2020K082279

Lender

Name	BLACKHAWK BANK
Type	Bank
Address	ELGIN, IL 60123

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Dec 26, 2019
Property Address	816 SIMPSON AVE, ELBURN, IL 60119-3407
Instrument Date	Dec 23, 2019
Instrument	62692
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	816 SIMPSON AVE

Mortgage

Document Number	0000062692
Date	Dec 26, 2019
Instrument	62692

Lender

Name	CIBC BK USA

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$57 Land $57	$171 Land $171
2022	$47 Land $47	$141 Land $141

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 816 Simpson Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 Simpson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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