816 Simms Rd, Stanardsville, VA 22973 Property Records

Greene County property record for 816 Simms Rd, Stanardsville, VA 22973

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,904 sqft · built 1930
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Oct 2025)
Tax Bill	$1,209 (2026)
Deeds & Mortgages	Jun 2005 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37A A 22`

Property Details

APN / Parcel Number

Primary APN	`37A A 22`
Alternative APN	`1067`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,904 sqft Living Area
Basement Area	784 sqft
Unfinished Basement	784 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1067
Street Address	131 FORD AVE
City	STANARDSVILLE
State	VA
Zip	22973-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRC
Legal Description	FORD AVENUE LOT
Jurisdiction	GREENE VA
Township / Civil Division	STANARDSVILLE
Census Block Group	1
Census Block	1065
Census Tract	30101

Owner

Source: Greene County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 FORD AVE, STANARDSVILLE, VA 22973-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage HSBC MORTGAGE CORPORATION
Oct 30, 2025	Deed, Transfer · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Deed Document Number	20252297
Record Updated	Sep 20, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE VA
Property Address	131 FORD AVE, STANARDSVILLE, VA 22973-2434
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02005/2477
Date	Jun 6, 2005
Book Page	2005/2477

Lender

Name	HSBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2020

Interest

Rate Type	Fixed Rate

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE VA
Recording Date	Oct 30, 2025
Property Address	131 FORD AVE, STANARDSVILLE, VA 22973-2434
Document Number	0250002297
Map Reference	MB 44 PG 62
Instrument Date	Oct 21, 2025
Instrument	250002297
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	MBANK TITLE INSURANCE AGENCY, DOMA TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 FORD AVE, STANARDSVILLE, VA 22973-2434

Mortgage

Document Number	0250002298
Date	Oct 30, 2025
Instrument	250002298

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Greene County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Greene County
Municipality	Stanardsville Town
Unified School District	Greene County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,209.00 (+1.43%)	$172,800 (-) Land $25,500 Building $147,300	$172,800 (-) Land $25,500 Building $147,300
2025	$1,192.00	$172,800 Land $25,500 Building $147,300	$172,800 Land $25,500 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1996–2018)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COPELEY FIELDS SUBDIVISION private · serves 25 people · EPA ID VA6113115
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.97 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Firefly Fiber Broadband Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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