809 Sedgegrass Dr, Champaign, IL 61822 Property Records

Champaign County property record for 809 Sedgegrass Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.203 acres (8,821 sqft)
Owner2 Individual Names on File
Last Sale$243,000 (Dec 2017)
Tax Bill$9,464 (2025)
Deeds & MortgagesFeb 2022 Second Mortgage
Sep 2023 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN41-20-09-106-017

Property Details

APN / Parcel Number

Primary APN41-20-09-106-017

Exterior

Lot Area8,821 sqft (0.203 acres)

Location & Zoning

Street Address809 SEDGEGRASS DR
CityCHAMPAIGN
StateIL
Zip61822-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 110 SAWGRASS SUB PHASE 1
Legal Range08E
Legal Township19N
Legal Section09
Legal SubdivisionSAWGRASS SUB PHASE 1
Legal Lot Number110
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group3
Census Block3011
Census Tract902

Owner

Source: Champaign County records · APN 41-20-09-106-017

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Sep 26, 2023Deed of Trust, Mortgage
DANIEL WELLS
Jan 02, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 12, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 03, 2025Intrafamily Transfer, Transfer
Mar 20, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 08, 2017Warranty Deed, Transfer · FHA Mortgage
ROUNDPOINT MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2017 · Amount on Record
Deed SaleDec 08, 2017 · Amount on Record
Prior SaleJul 27, 2006 · Amount on Record
Deed Document Number201723002
Last Transfer DateDec 03, 2025
Transfer Doc0000018527
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025

Mortgage

Document Number0000002904
DateFeb 14, 2022
Instrument2022R02904
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2052

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025

Mortgage

Document Number0000013852
DateSep 26, 2023
Instrument2023R13852
Lender
NameDANIEL WELLS
TypeNon-Lending Institution
AddressCHAMPAIGN, IL 61820
Agreement
AmountAmount Recorded
Term13 Months
DueSep 30, 2024

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Transaction TypeMortgage
Record UpdatedApr 24, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025

Mortgage

Document Number0000000105
DateJan 02, 2024
Instrument2024R00105
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJan 01, 2052

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Transaction TypeMortgage
Record UpdatedApr 24, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025

Mortgage

Document Number0000013729
DateSep 12, 2024
Instrument2024R13729
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueOct 01, 2064

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHAMPAIGN IL
Recording DateDec 03, 2025
Property Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Document Number0000018527
Map ReferenceDOC 2003R-21562
Instrument DateDec 03, 2025
Instrument2025R18527
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004444
DateMar 20, 2020
Instrument2020R04444
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 08, 2017
Property Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025
Document Number0000023002
Map ReferenceDOC2003R-21562
Instrument DateNov 30, 2017
Instrument2017R23002
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyAMERICAN HOME TITLE

Transaction

AmountAmount Recorded
Tax$364.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6399 ROSEMONT LN, 6399, MASON, OH 45040-5771

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address809 SEDGEGRASS DR, CHAMPAIGN, IL 61822-2025

Mortgage

Document Number0000023003
DateDec 08, 2017
Instrument2017R23003
Lender
NameROUNDPOINT MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,464.00 (+8.12%)$112,630 (+12.2%) Land $19,390 Building $93,240$337,890 (+12.2%) Land $58,170 Building $279,720
2024$8,753.00 (+21.5%)$100,380 (+19.02%) Land $17,280 Building $83,100$301,140 (+19.02%) Land $51,840 Building $249,300
2022$7,204.00 Homeowner's exemption$84,340 Land $14,520 Building $69,820$253,020 Land $43,560 Building $209,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Mediacom Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Gargoyle Technologies.

Based on FCC filings for 505 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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