816 S Central Ave, Laurel, DE 19956 Property Records

Sussex County property record for 816 S Central Ave, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,201 sqft · built 1968
Lot Size	0.385 acres (16,766 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2012)
Tax Bill	$1,314 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`332-1.11-9.00`

Property Details

APN / Parcel Number

Primary APN	`332-1.11-9.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,201 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	16,766 sqft (0.385 acres)
Lot Dimensions	131 ft deep x 128 ft wide

Location & Zoning

Street Address	816 S CENTRAL AVE
City	LAUREL
State	DE
Zip	19956-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	W/CENTRAL AVE 10TH ST
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2022
Census Tract	51802

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	816 S CENTRAL AVE, LAUREL, DE 19956-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDING LLC
Oct 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 28, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jul 28, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 11, 2020	Quit Claim Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2012 · Amount on Record
Deed Sale	Dec 4, 2012 · Amount on Record
Deed Document Number	201244132
Deed Book / Page	4068 / 75
Last Transfer Date	Jul 14, 2022
Transfer Doc	0057460264
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	816 S CENTRAL AVE, LAUREL, DE 19956-1414
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235170001
Date	Oct 14, 2025
Book Page	23517/1
Instrument	2025000038481

Lender

Name	UNITED MORTGAGE LENDING LLC
Address	999 W BIG BEAVER RD, TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	816 S CENTRAL AVE, LAUREL, DE 19956-1414
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220260001
Date	Oct 12, 2023
Book Page	22026/1
Instrument	2023000035627

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	816 S CENTRAL AVE, LAUREL, DE 19956-1414
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212190193
Date	Jul 28, 2022
Book Page	21219/193
Instrument	20220000035860

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 28, 2022
Property Address	816 S CENTRAL AVE, LAUREL, DE 19956-1414
Document Number	0057460264
Book / Page	5746 / 264
Instrument Date	Jul 14, 2022
Instrument	20220000035859
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 S CENTRAL AVE, LAUREL, DE 19956-1414

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 11, 2020
Property Address	816 S CENTRAL AVE, LAUREL, DE 19956-1414
Document Number	0052530133
Book / Page	005253 / 000133
Instrument Date	Jun 2, 2020
Instrument	24654
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	816 S CENTRAL AVE LAUREL DE 199561414, LAUREL, DE 19956-1414

Mortgage

Document Number	184730270
Date	Jun 11, 2020
Book Page	018473/000270
Instrument	24655

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0644

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,314.00 (+2.98%)	$22,850 (-) Land $3,900 Building $18,950	$366,000 (-) Land $33,200 Building $332,800
2025	$1,276.00 (-5.55%)	$22,850 (-) Land $3,900 Building $18,950	$366,000 (+700.88%) Land $33,200 Building $332,800
2023	$1,351.00	$22,850 Land $3,900 Building $18,950	$45,700 Land $7,800 Building $37,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1992–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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