806 S Central Ave, Laurel, DE 19956 Property Records

Sussex County property record for 806 S Central Ave, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	2 bd · 2,046 sqft · built 1940
Lot Size	0.424 acres (18,478 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Jan 2024)
Tax Bill	$830 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`332-1.11-15.00`

Property Details

APN / Parcel Number

Primary APN	`332-1.11-15.00`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	18,478 sqft (0.424 acres)
Lot Dimensions	264 ft deep x 70 ft wide
Patio Area	270 sqft

Location & Zoning

Street Address	806 S CENTRAL AVE
City	LAUREL
State	DE
Zip	19956-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	HWY LAUREL TO DELMAR LOT W/IMP
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2022
Census Tract	51802

Owner

806 S Central Ave is owned and occupied by an individual who bought it in January 2024.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	806 S CENTRAL AVE, LAUREL, DE 19956-1414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 30, 2024	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Nov 9, 2023	Deed, Foreclosure
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS AND TRADERS T4RUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Prior Sale	Nov 9, 2023 · Amount on File
Deed Document Number	20243245
Deed Book / Page	6046 / 137
Prior Transfer Date	Oct 25, 2023
Prior Transfer Doc	0060040318
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	806 S CENTRAL AVE, LAUREL, DE 19956-1414
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236720001
Date	Dec 15, 2025
Book Page	23672/1
Instrument	2025000047127

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jan 30, 2024
Property Address	806 S CENTRAL AVE, LAUREL, DE 19956-1414
Document Number	0060460137
Book / Page	6046 / 137
Instrument Date	Dec 19, 2023
Instrument	2024000003245
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 S CENTRAL AVE, LAUREL, DE 19956-1414

Mortgage

Document Number	0222070001
Date	Jan 30, 2024
Book Page	22207/1
Instrument	2024000003246

Lender

Name	PROVIDENT FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2023: Deed, Foreclosure

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 9, 2023
Property Address	806 S CENTRAL AVE, LAUREL, DE 19956-1414
Document Number	0060040318
Book / Page	6004 / 318
Instrument Date	Oct 25, 2023
Instrument	2023000039156
Transaction Type	Foreclosure
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FOUNTAIN PLZ, BUFFALO, NY 14203-1420

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	806 S CENTRAL AVE, LAUREL, DE 19956-1414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165140253
Date	Oct 17, 2017
Book Page	16514/253
Instrument	38828

Lender

Name	MANUFACTURERS AND TRADERS T4RUST COMPANY
Type	Bank
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 806 S Central Ave was $830, up 3% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$830.00 (+2.98%)	$17,600 (-) Land $2,400 Building $15,200	$228,600 (-) Land $34,300 Building $194,300
2025	$806.00	$17,600 Land $2,400 Building $15,200	$228,600 Land $34,300 Building $194,300
2023	$1,046.00	$17,600 Land $2,400 Building $15,200	$35,200 Land $4,800 Building $30,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 806 S Central Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1992–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 806 S Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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