816 S 3rd St, Odessa, MO 64076 Property Records

Lafayette County property record for 816 S 3rd St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,681 sqft · built 1967
Lot Size	0.351 acres (15,303 sqft)
Owner	2 Individual Names on File
Last Sale	$215,199 (Sep 2022)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Feb 2009 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-3-001-073.000`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-3-001-073.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,681 sqft Living Area
Basement Area	1,681 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,303 sqft (0.351 acres)
Lot Dimensions	153 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	816 S 3RD ST
City	ODESSA
State	MO
Zip	64076-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 CRESTVIEW SUBD; 512-476, 731-231, 773-422, 1130-1008, 2022DR2782, 2022DR4417
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	CRESTVIEW SUBD
Legal Lot Number	19
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2016
Census Tract	90601

Owner

816 S 3rd St is owned and occupied by two individuals who bought it in September 2022.

Source: Lafayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	816 S 3RD ST, ODESSA, MO 64076-1455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Feb 13, 2009	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Feb 13, 2009	Deed of Trust, Mortgage JAMES B NUTTER AND COMPANY
Sep 6, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Sep 6, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Jun 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JON ELLIS
Jun 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JON ELLIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Document Number	20224417
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	816 S 3RD ST, ODESSA, MO 64076-1455
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025DR3956
Date	Oct 9, 2025
Instrument	2025DR3956

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	144 Months
Due	Oct 3, 2037

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	816 S 3RD ST, ODESSA, MO 64076-1455
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 S 3RD ST, ODESSA, MO 64076-1455

Mortgage

Document Number	001176/231
Date	Feb 13, 2009
Book Page	1176/231

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	1044 Months
Due	Feb 13, 2096

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	816 S 3RD ST, ODESSA, MO 64076-1455
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 S 3RD ST, ODESSA, MO 64076-1455

Mortgage

Document Number	001176/221
Date	Feb 13, 2009
Book Page	1176/221

Lender

Name	JAMES B NUTTER AND COMPANY
Address	4153 BROADWAY, KANSAS CITY, MO 64111

Agreement

Amount	Amount on Record
Term	1044 Months
Due	Feb 13, 2096

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	816 S 3RD ST, ODESSA, MO 64076-1455
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR4419
Date	Sep 6, 2022
Instrument	2022DR4419

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 6, 2022
Property Address	816 S 3RD ST, ODESSA, MO 64076-1455
Document Number	2022DR4417
Instrument Date	Sep 2, 2022
Instrument	2022DR4417
Transaction Type	Transfer
Record Updated	Jan 9, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 S 3RD ST, ODESSA, MO 64076-1455

Mortgage

Document Number	2022DR4418
Date	Sep 6, 2022
Instrument	2022DR4418

Lender

Name	PRIMELENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	2022DR4419
Date	Sep 6, 2022
Instrument	2022DR4419

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jun 2, 2022
Property Address	816 S 3RD ST, ODESSA, MO 64076-1455
Document Number	2022DR2782
Instrument Date	Jun 1, 2022
Instrument	2022DR2782
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705B SE MELODY LN # 341, 341, LEES SUMMIT, MO 64063-4380
Investor	Possibly a Property Investor

Mortgage

Document Number	2022DR2783
Date	Jun 2, 2022
Instrument	2022DR2783

Lender

Name	JON ELLIS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2023

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jun 2, 2022
Property Address	816 S 3RD ST, ODESSA, MO 64076-1455
Document Number	2022DR2782
Instrument Date	Jun 1, 2022
Instrument	2022DR2782
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705B SE MELODY LN # 341, LEES SUMMIT, MO 64063-4380
Investor	Possibly a Property Investor

Mortgage

Document Number	2022DR2783
Date	Jun 2, 2022
Instrument	2022DR2783

Lender

Name	JON ELLIS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 816 S 3rd St was $2,124.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00	$28,688	$150,990 Land $24,180 Building $126,810
2023		$25,166	$132,450 Land $21,210 Building $111,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 816 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE COUNTY PWSD 1 serves 8,250 people · EPA ID MO1024324
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: United Fiber, Wisper ISP.

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