812 S 3rd St, Odessa, MO 64076 Property Records

Lafayette County property record for 812 S 3rd St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,232 sqft · built 1972
Lot Size	0.317 acres (13,826 sqft)
Owner	Individual Name on File
Last Sale	$181,800 (Dec 2020)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-3-001-072.000`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-3-001-072.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,826 sqft (0.317 acres)
Lot Dimensions	150 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	812 S 3RD ST
City	ODESSA
State	MO
Zip	64076-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 CRESTVIEW SUBD; 612-802, 750-702, 753-80, 911-664, 911-665, 974-330, 2020DR5269
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	CRESTVIEW SUBD
Legal Lot Number	18
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2016
Census Tract	90601

Owner

812 S 3rd St is owned and occupied by an individual who bought it in December 2020.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	812 S 3RD ST, ODESSA, MO 64076-1455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Dec 1, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MISSOURI HOUSING DEV
Dec 1, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Deed Document Number	2020DR5269
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	812 S 3RD ST, ODESSA, MO 64076-1455
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023DR1421
Date	Apr 12, 2023
Instrument	2023DR1421

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	812 S 3RD ST, ODESSA, MO 64076-1455
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR5271
Date	Dec 1, 2020
Instrument	2020DR5271

Lender

Name	MISSOURI HOUSING DEV

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Dec 1, 2020
Property Address	812 S 3RD ST, ODESSA, MO 64076-1455
Document Number	2020DR5269
Instrument Date	Nov 30, 2020
Instrument	2020DR5269
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 S 3RD ST, ODESSA, MO 64076-1455
Investor	Possibly a Property Investor

Mortgage

Document Number	2020DR5270
Date	Dec 1, 2020
Instrument	2020DR5270

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 812 S 3rd St was $1,859.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00	$25,107	$132,140 Land $22,020 Building $110,120
2023		$22,025	$115,920 Land $19,320 Building $96,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE COUNTY PWSD 1 serves 8,250 people · EPA ID MO1024324
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: United Fiber, Wisper ISP.

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