816 E Main St, Gallatin, TN 37066 Property Records

Sumner County property record for 816 E Main St, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,705 sqft · built 1972
Lot Size0.431 acres (18,800 sqft)
Owner2 Owner Names on Record
Last Sale$155,000 (Oct 2011)
Tax Bill$1,368 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN083113L F 01400

Property Details

APN / Parcel Number

Primary APN083113L F 01400
Alternative APN
  • 113L F 01400

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,705 sqft Living Area
1st Floor Area1,705 sqft
Basement Area1,612 sqft
Finished Basement1,040 sqft
Unfinished Basement572 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,800 sqft (0.431 acres)
Lot Dimensions188 ft deep x 100 ft wide
TerrainRolling
DrivewayDriveway
Driveway Area2,500 sqft

Exterior Amenities

PorchOpen Porch
Porch Area320 sqft
Deck Area280 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address816 E MAIN ST
CityGALLATIN
StateTN
Zip37066-2407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 4 PAGE: 13 BLOCK: LOT: 32 SUBD: BROOKMEADE
Legal SubdivisionBROOKMEADE
Legal Lot Number32 100
JurisdictionSUMNER TN
Township / Civil Division5
Census Block Group1
Census Block1019
Census Tract20700

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address816 E MAIN ST, GALLATIN, TN 37066-2407
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jun 21, 2018Deed of Trust, Mortgage · FHA Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Dec 21, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2011 · Amount on Record
Deed SaleOct 11, 2011 · Amount on Record
Prior SaleDec 21, 1994
Deed Document Number992543
Deed Book / Page3478 / 541
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address816 E MAIN ST, GALLATIN, TN 37066-2407
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 E MAIN ST, GALLATIN, TN 37066-2407

Mortgage

Document Number0060790666
DateDec 5, 2022
Book Page6079/666
Instrument1437210
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 22, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address816 E MAIN ST, GALLATIN, TN 37066-2407
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047630208
DateJun 21, 2018
Book Page4763/208
Instrument1236154
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28217
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address816 E MAIN ST, GALLATIN, TN 37066-2407
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054420793
DateDec 21, 2020
Book Page5442/793
Instrument1342698
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,368.00 (-7.75%)$96,300 (+98.15%) Land $22,500 Building $73,800
2024$385,200 (+98.15%) Land $90,000 Building $295,200
2023$1,483.00 (-0.34%)$48,600 (-) Land $13,500 Building $35,100
2022$1,488.00$48,600 Land $13,500 Building $35,100
2021$194,400 Land $54,000 Building $140,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2016–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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