Sumner County property record for 788 E Main St, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,917 sqft · built 1950 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $748,000 (Jul 2025) |
| Tax Bill | $1,838 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083113L E 01500 |
| Primary APN | 083113L E 01500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 2,651 sqft |
| 1st Floor Area | 1,917 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 104,544 sqft (2.4 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,722 sqft |
| Driveway | Driveway |
| Driveway Area | 2,384 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Patio Area | 288 sqft |
| Utility Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 788 E MAIN ST |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-2480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 116 PAGE: 60 BLOCK: C LOT: 1-6 SUBD: WOODLAWN BLOCK: C LOT: 1 SUBD: WOODLAWN ADDN. |
| Legal Subdivision | WOODLAWN |
| Legal Block | C |
| Legal Lot Number | 1-6,1 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20700 |
Source: Sumner County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 788 E MAIN ST, GALLATIN, TN 37066-2480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 9, 2019 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 20251520623 |
| Deed Book / Page | 6635 / 461 |
| Prior Transfer Date | Feb 28, 2014 |
| Prior Transfer Doc | 0039130597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Aug 17, 2026 |
| Property Address | 788 E MAIN ST, GALLATIN, TN 37066-2480 |
| Document Number | 0001561301 |
| Book / Page | 6920 / 526 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 20261561301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 788 E MAIN ST, GALLATIN, TN 37066-2480 |
| Document Number | 0001561301, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 6920/526 |
| Instrument | 20261561301 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 788 E MAIN ST, GALLATIN, TN 37066-2480 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0055020211 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5502/211 |
| Instrument | 1351004 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 788 E MAIN ST, GALLATIN, TN 37066-2480 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0060610304 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 6061/304 |
| Instrument | 1434130 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Dec 2, 2021 |
| Property Address | 788 E MAIN ST, GALLATIN, TN 37066-2480 |
| Document Number | 0057980649 |
| Book / Page | 5798 / 649 |
| Map Reference | MB 116 PG 60 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 1393784 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,194.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 788 E MAIN ST, GALLATIN, TN 37066-2480 |
| Document Number | 0005798651 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 5798/651 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 788 E MAIN ST, GALLATIN, TN 37066-2480 |
| Document Number | 0048780221 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 788 E MAIN ST GALLATIN TN 370662480, GALLATIN, TN 37066-2480 |
| Document Number | 0048780221 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 004878/000221 |
| Instrument | 1256777 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | GALLATIN, TN 37066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 14, 2024 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,838.00 (-26.92%) | $129,375 (+57.01%) Land $38,925 Building $90,450 | |
| 2024 | $517,500 (+57.01%) Land $155,700 Building $361,800 | ||
| 2023 | $2,515.00 (-0.32%) | $82,400 (-) Land $29,800 Building $52,600 | |
| 2022 | $2,523.00 | $82,400 Land $29,800 Building $52,600 | |
| 2021 | $329,600 Land $119,200 Building $210,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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