Charlotte County property record for 816 E 7th St, Englewood, FL 34223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1978 |
| Lot Size | 0.456 acres (19,895 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Aug 2017) |
| Tax Bill | $5,629 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-05-102-002 |
| Primary APN | 41-20-05-102-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| Gross Area | 2,096 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Shingle |
| Lot Area | 19,895 sqft (0.456 acres) |
| Lot Dimensions | 173 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 344 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004638381 |
|---|---|
| Old Parcel Number | 00968100001007 |
| Street Address | 816 E 7TH ST |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34223-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | RCP 003 000L 0002 ROCK CREEK PK 3RD ADD BLK L LTS 2 & 3 375/155 446/639 573/1181 DC689/1510 719/1056 721/1403 1647/1 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | ROCK CREEK |
| Legal Block | L |
| Legal Lot Number | 2-3 3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
816 E 7th St is owned and occupied by two individuals who bought it in August 2017.
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 816 E 7TH ST, ENGLEWOOD, FL 34223-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 13, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Aug 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNBELT LNDG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on File |
| Deed Sale | Aug 2, 2017 · Amount on File |
| Prior Sale | Apr 17, 2004 · Amount on File |
| Deed Document Number | 2542893 |
| Deed Book / Page | 4225 / 1749 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 816 E 7TH ST, ENGLEWOOD, FL 34223-4415 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 816 E 7TH ST, ENGLEWOOD, FL 34223-4415 |
| Document Number | 0003251395 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 3251395 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 816 E 7TH ST, ENGLEWOOD, FL 34223-4415 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 816 E 7TH ST, ENGLEWOOD, FL 34223-4415 |
| Document Number | 0048571596 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 4857/1596 |
| Instrument | 3009369 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 2, 2017 |
| Property Address | 816 E 7TH ST, ENGLEWOOD, FL 34223-4415 |
| Document Number | 0042251749 |
| Book / Page | 004225 / 001749 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2542893 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14624 VIA TIVOLI CT DAVIE FL 333256920, DAVIE, FL 33325-6920 |
| Document Number | 42251751 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 004225/001751 |
| Instrument | 2542894 |
| Name | SUNBELT LNDG SVCS |
|---|---|
| Address | CLEARWATER, FL 33759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 816 E 7th St was $5,629 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,629.00 Homeowner's exemption | $224,296 | $206,841 Land $64,601 Building $142,240 |
| 2023 | $3,505.00 (+3.85%) Homeowner's exemption | $211,626 (+3%) | $199,442 (-25.36%) Land $59,064 Building $140,378 |
| 2022 | $3,375.00 Homeowner's exemption | $205,462 | $267,197 Land $36,608 Building $230,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 816 E 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 224 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 48 condo units |
| Nearby Flood Claims | 228 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 816 E 7th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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