809 E 7th St, Englewood, FL 34223 Property Records

Charlotte County property record for 809 E 7th St, Englewood, FL 34223

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,114 sqft · built 1970
Lot Size0.264 acres (11,500 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (Oct 2018)
Tax Bill$4,075 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN41-20-05-106-004

Property Details

APN / Parcel Number

Primary APN41-20-05-106-004
Alternative APNs
  • 0096785-000000-9
  • 10004638391

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,114 sqft Living Area
Gross Area1,908 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1970
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeConcrete
Roof MaterialTar & Gravel
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions115 ft deep x 100 ft wide
Garage TypeFinished
Garage Area338 sqft
DrivewayDriveway
Driveway Area1 sqft

Exterior Amenities

Pool Area288 sqft
PorchPorch
Porch Area456 sqft
Deck Area72 sqft
Patio Area72 sqft
Shed1 Shed
Shed Area144 sqft
Loading Dock264 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004638391
Old Parcel Number00967850000009
Street Address809 E 7TH ST
CityENGLEWOOD
StateFL
Zip34223-4414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionRCP 003 000J 0003 ROCK CREEK PARK BLK J LT 3 DC854/2014 DC858/1534NTC 858/1535 852/2091 905/2092 PR89-030 1128/1763
Legal Range20E
Legal Township41S
Legal Section05
Legal SubdivisionROCK CREEK PARK
Legal BlockJ
Legal Lot Number3
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1000
Census Tract30301

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address809 E 7TH ST, ENGLEWOOD, FL 34223-4414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
PREFERRED LENDING SERVICES LLC
Oct 30, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2018 · Amount on Record
Deed SaleOct 30, 2018 · Amount on Record
Prior SaleSep 30, 2016 · Amount on Record
Deed Document Number2657542
Deed Book / Page4373 / 2070
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address809 E 7TH ST, ENGLEWOOD, FL 34223-4414
Transaction TypeMortgage
Record UpdatedApr 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 E 7TH ST, ENGLEWOOD, FL 34223-4414

Mortgage

Document Number0047331811
DateMar 25, 2021
Book Page4733/1811
Instrument2921577
Lender
NamePREFERRED LENDING SERVICES LLC
TypeMortgage Company
AddressTAMPA, FL 33647
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateOct 30, 2018
Property Address809 E 7TH ST, ENGLEWOOD, FL 34223-4414
Document Number0043732070
Book / Page4373 / 2070
Map ReferenceMB6 PG1
Instrument DateOct 30, 2018
Instrument2657542
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyFIRST INTL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1811 RD BOX 283, 1811, ENGLEWOOD, FL 34223

Transferred To (Grantee/Buyer)

NameVerified Name
Address3925 WINDCHIME LN, LAKELAND, FL 33811-3006

Mortgage

Document Number0002657543
DateOct 30, 2018
Instrument2657543
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,075.00 (+55.89%) Homeowner's exemption$173,466 (+10.37%)$264,314 (-9.42%) Land $136,770 Building $127,544
2023$2,614.00 (-0.08%) Homeowner's exemption$157,169 (-1.09%)$291,791 (-7.62%) Land $164,900 Building $126,891
2022$2,616.00 Homeowner's exemption$158,900$315,853 Land $107,185 Building $208,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 224 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies272 units insured
incl. 48 condo units
Nearby Flood Claims228 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 94 claims
  • Hurricane Helene, Oct 2024 · 60 claims
  • Hurricane Ian, Oct 2022 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENGLEWOOD WATER DIST
public/private · serves 38,265 people · EPA ID FL6580531
Water SourceGroundwater
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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