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8155 E Watermark Dr, Inverness, FL 34450 Property Records

Citrus County property record for 8155 E Watermark Dr, Inverness, FL 34450

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,274 sqft · built 1995
Lot Size1.13 acres (49,234 sqft)
Owner2 Individual Names on File
Last Sale$148,400 (Dec 2019)
Tax Bill$1,729 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20E-19S-34-44110-007.0

Property Details

APN / Parcel Number

Primary APN20E-19S-34-44110-007.0
Alternative APNs
  • 20E-19S-34-0000-44110-0070
  • 3419S20E441100070
  • 2639610

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,274 sqft Living Area
Gross Area1,812 sqft
1st Floor Area1,274 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area49,234 sqft (1.13 acres)
Lot Dimensions208 ft deep x 208 ft wide
Garage TypeAttached
Garage Area286 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Screened Porch
Porch Area468 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2639610
Street Address8155 E WATERMARK DR
CityINVERNESS
StateFL
Zip34450-7385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR
Legal DescriptionPCL 7: THE S 208.7 FT OF N 417.4 FT OF NW1/4 OF NW1/4 OF SEC 34 T19S R20E ---&--- LESS AND EXC W 1115.35 FT THERREOF ---&--- TOG W/ AN EASE W/ THE RT OF ING AND EGR OVER AND ACROSS THE FOLL DESC TR OF LAND: BEG AT A PT IN THE N BDRY OF NW 1/4 OF NW 1
Legal Range20E
Legal Township19S
Legal Section34
Legal SubdivisionUNREC TRACTS IN 34-19S-20E
Legal Block44110
Legal Lot Number70
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2036
Census Tract451200

Owner

8155 E Watermark Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address8155 E WATERMARK DR, INVERNESS, FL 34450-7385
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 20, 2019Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2019 · Amount on File
Deed SaleDec 20, 2019 · Amount on File
Prior SaleFeb 1, 1991 · Amount on File
Deed Document Number201966428
Deed Book / Page3026 / 1431
Prior Transfer DateFeb 17, 2005
Prior Transfer Doc0018182274
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address8155 E WATERMARK DR, INVERNESS, FL 34450-7385
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8155 E WATEMARK DR, INVERNESS, FL 34450-7385

Mortgage

Document Number0031322124
DateFeb 8, 2021
Book Page3132/2124
Instrument2021007690
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 20, 2019
Property Address8155 E WATERMARK DR, INVERNESS, FL 34450-7385
Document Number0030261431
Book / Page3026 / 1431
Instrument DateDec 20, 2019
Instrument2019066428
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,038.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7804 E FORT COOPER RD, 7804, INVERNESS, FL 34450-7331

Transferred To (Grantee/Buyer)

NameVerified Name
Address8155 E WATERMARK DR, INVERNESS, FL 34450-7385

Mortgage

Document Number30261433
DateDec 20, 2019
Instrument3026/1433
Lender
NameCAPITAL CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJan 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 8155 E Watermark Dr was $1,729 with a homeowner's exemption, up 6.1% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,729.00 (+6.07%) Homeowner's exemption$143,859 (-30.71%)$201,191 (-3.09%) Land $13,360 Building $187,831
2024$1,630.00 (+2.9%) Homeowner's exemption Additional exemption filed$207,615 (+1.39%) Land $13,360 Building $194,255$207,615 (+1.39%) Land $13,360 Building $194,255
2023$1,584.00 (+6.88%) Homeowner's exemption Additional exemption filed$204,762 (+26.96%) Land $13,360 Building $191,402$204,762 (+26.96%) Land $13,360 Building $191,402
2022$1,482.00 Homeowner's exemption Additional exemption filed$161,280 Land $13,360 Building $147,920$161,280 Land $13,360 Building $147,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8155 E Watermark Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims4 (2003–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8155 E Watermark Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORAL CITY WATER ASSN
serves 5,917 people · EPA ID FL6090588
Water SourceGroundwater
Last State InspectionJan 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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