8091 E Watermark Dr, Inverness, FL 34450 Property Records

Citrus County property record for 8091 E Watermark Dr, Inverness, FL 34450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,793 sqft · built 2021
Lot Size0.89 acres (38,772 sqft)
OwnerIndividual Name on Record
Last Sale$42,000 (Feb 1991)
Tax Bill$4,242 (2025)
Deeds & MortgagesDec 2020 Construction Loan
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN20E-19S-34-44110-006.0

Property Details

APN / Parcel Number

Primary APN20E-19S-34-44110-006.0
Alternative APNs
  • 20E-19S-34-0000-44110-0060
  • 3419S20E441100060
  • 2639601

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,793 sqft Living Area
Gross Area2,434 sqft
1st Floor Area1,793 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialCombination
Roof TypeHip
Roof MaterialFiberglass
Lot Area38,772 sqft (0.89 acres)
Lot Dimensions208 ft deep x 165 ft wide
Garage TypeAttached
Garage Area641 sqft
Parking Spaces5 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number2639601
Street Address8091 E WATERMARK DR
CityINVERNESS
StateFL
Zip34450-7385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR
Legal DescriptionPCL 6: S 208.7 FT OF N 417.4 FT OF E 165.05 FT OF W 1115.35 FT OF NW1/4 OF NW1/4 DESC IN OR BK 884 PG 1088
Legal Range20E
Legal Township19S
Legal Section34
Legal SubdivisionUNREC TRACTS IN 34-19S-20E
Legal Block44110
Legal Lot Number60
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2036
Census Tract451200

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8091 E WATERMARK DR, INVERNESS, FL 34450-7385
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Deed of Trust, Mortgage · Construction Mortgage
BRANNEN BANK
Aug 24, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1991 · Amount on Record
Deed SaleFeb 1, 1991 · Amount on Record
Deed Book / Page884 / 1083
Last Transfer DateAug 18, 2020
Transfer Doc0030851459
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address8091 E WATERMARK DR, INVERNESS, FL 34450-7385
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7505 S DUVAL TER, FLORAL CITY, FL 34436-4766

Mortgage

Document Number0031131719
DateDec 3, 2020
Book Page3113/1719
Instrument2020065887
Lender
NameBRANNEN BANK
TypeBank
AddressINVERNESS, FL 34450
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueDec 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCITRUS FL
Recording DateAug 24, 2020
Property Address8091 E WATERMARK DR, INVERNESS, FL 34450-7385
Document Number0030851459
Book / Page003085 / 001459
Instrument DateAug 18, 2020
Instrument44268
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7505 S DUVAL TER FLORAL CITY FL 344364766, FLORAL CITY, FL 34436-4766

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,242.00 (-4.35%) Homeowner's exemption$313,276 (-4.76%) Land $6,180 Building $307,096$313,276 (-4.76%) Land $6,180 Building $307,096
2024$4,435.00 (-0.49%) Homeowner's exemption Additional exemption filed$328,928 (+3.73%) Land $6,180 Building $322,748$328,928 (+3.73%) Land $6,180 Building $322,748
2023$4,457.00 (+20.62%)$317,094 (+29.54%) Land $6,180 Building $310,914$317,094 (+29.54%) Land $6,180 Building $310,914
2022$3,695.00$244,780 Land $6,180 Building $238,600$244,780 Land $6,180 Building $238,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims4 (2003–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORAL CITY WATER ASSN
serves 5,917 people · EPA ID FL6090588
Water SourceGroundwater
Last State InspectionJan 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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