Saginaw County property record for 8150 Ederer Rd, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,920 sqft · built 2004 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Jul 2016) |
| Tax Bill | $4,668 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-35-4003-004 |
| Primary APN | 28-12-3-35-4003-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 1,920 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 91,040 sqft (2.09 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8150 EDERER RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | COM AT THE SE CORN OF SEC TH W 683.25 FT TO POB TH W 250 FT TH N 365 FT TH E 250 FT TH S 365 FT TO POB - 2.09 ACRES SEC 35 |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 35 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 12003 |
8150 Ederer Rd is owned and occupied by an individual who bought it in July 2016.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8150 EDERER RD, SAGINAW, MI 48609-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on File |
| Deed Sale | Jul 1, 2016 · Amount on File |
| Deed Document Number | 201618836 |
| Deed Book / Page | 2863 / 1111 |
| Prior Transfer Date | Sep 18, 2014 |
| Prior Transfer Doc | 0000026747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8150 EDERER RD, SAGINAW, MI 48609-9504 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8150 EDERER RD, SAGINAW, MI 48609-9504 |
| Document Number | 0000004622 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026004622 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | 4027 LAKE DR SE, GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8150 EDERER RD, SAGINAW, MI 48609-9504 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | S150 EDERER RD, SAGINAW, MI 48609 |
| Document Number | 0000017969 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022017969 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8150 Ederer Rd was $4,668 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Swan Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,700 | $315,400 | |
| 2025 | $4,668.00 Homeowner's exemption | ||
| 2023 | $124,100 | $248,200 | |
| 2022 | $4,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8150 Ederer Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8150 Ederer Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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