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815 Wingsail Ct, Joppa, MD 21085 Property Records

Harford County property record for 815 Wingsail Ct, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,420 sqft · built 2013
Lot Size0.048 acres (2,100 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Oct 2019)
Tax Bill$2,531 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN01-389599

Property Details

APN / Parcel Number

Primary APN01-389599
Alternative APN
  • 389599

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,420 sqft Total Area
Basement Area280 sqft
Finished Basement280 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,100 sqft (0.048 acres)
Garage TypeBasement
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number389599
Street Address815 WINGSAIL CT
CityJOPPA
StateMD
Zip21085-3323
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLOT 28 2100 SF 815 WINGSAIL COURT MAGNOLIA LANDING 131/72
Legal SubdivisionFINAL PLAT TWO MAGONILA LANDING
Legal Lot Number28
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2007
Census Tract301402

Owner

Source: Harford County assessment roll, APN 01-389599, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address815 WINGSAIL CT, JOPPA, MD 21085-3323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2019Deed, Transfer · Conventional Mortgage
BRANCH BANKING AND TRUST CO
Nov 02, 2018Deed of Trust, Mortgage · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2019 · Amount on Record
Deed SaleOct 07, 2019 · Amount on Record
Prior SaleSep 23, 2013 · Amount on Record
Deed Book / Page13480 / 357
Prior Transfer DateJan 31, 2013
Prior Transfer Doc0102220405
Record UpdatedSep 20, 2026

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 07, 2019
Property Address815 WINGSAIL CT, JOPPA, MD 21085-3323
Document Number0134800357
Book / Page13480 / 0357
Map ReferenceMB 131 FOL 72
Instrument DateOct 01, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyKEY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address815 WINGSAIL CT, JOPPA, MD 21085-3323

Mortgage

Document Number0013480366
DateOct 07, 2019
Instrument13480/366
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address815 WINGSAIL CT, JOPPA, MD 21085-3323
Document Number0130500268
Instrument DateNov 02, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 WINGSAIL CT JOPPA MD 210853323, JOPPA, MD 21085-3323

Mortgage

Document Number0130500268
DateNov 08, 2018
Book Page013050/000268
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 07, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$269,100 (+25.81%) Land $63,000 Building $206,100$269,100 (+25.81%) Land $63,000 Building $206,100
2025$2,531.00 (+8.58%)
2023$213,900 Land $63,000 Building $150,900$213,900 Land $63,000 Building $150,900
2022$2,331.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 391 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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