Harford County property record for 814 Wingsail Ct, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,418 sqft · built 2013 |
| Lot Size | 0.055 acres (2,415 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Sep 2021) |
| Tax Bill | $2,654 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-389785 |
| Primary APN | 01-389785 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Total Area |
| Basement Area | 490 sqft |
| Finished Basement | 490 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,415 sqft (0.055 acres) |
| Garage Type | Basement |
| Garage Area | 190 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 389785 |
|---|---|
| Street Address | 814 WINGSAIL CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-3323 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 45 2415 SF 814 WINGSAIL COURT MAGNOLIA LANDING 138/31 |
| Legal Subdivision | MAGNOLIA LNDG 2 |
| Legal Lot Number | 45 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 301402 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 814 WINGSAIL CT, JOPPA, MD 21085-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MADISON SETTLEMENT SERVICES |
| Mar 4, 2024 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 30, 2021 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Sep 26, 2013 · Amount on Record |
| Deed Book / Page | 15062 / 158 |
| Last Transfer Date | Feb 24, 2024 |
| Transfer Doc | 0161900128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 1, 2026 |
| Property Address | 814 WINGSAIL CT, JOPPA, MD 21085-3323 |
| Document Number | 0170630378 |
| Book / Page | 17063 / 378 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 814 WINGSAIL CT, JOPPA, MD 21085-3323 |
| Document Number | 1706000378, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 17063/378 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 4, 2024 |
| Property Address | 814 WINGSAIL CT, JOPPA, MD 21085-3323 |
| Document Number | 0161900128 |
| Book / Page | 16190 / 128 |
| Map Reference | MB 131 PG 72 |
| Instrument Date | Feb 24, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 814 WINGSAIL CT, JOPPA, MD 21085-3323 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 30, 2021 |
| Property Address | 814 WINGSAIL CT, JOPPA, MD 21085-3323 |
| Document Number | 0150620158 |
| Book / Page | 15062 / 158 |
| Map Reference | MB 131 PG 72 |
| Instrument Date | Jul 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 814 WINGSAIL CT, JOPPA, MD 21085-3323 |
| Document Number | 0015062164 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 15062/164 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,000 (+8.18%) Land $63,500 Building $223,500 | $287,000 (-) Land $63,500 Building $223,500 | |
| 2025 | $2,654.00 (+9.76%) | $265,300 (+19.56%) | $287,000 (+29.34%) Land $63,500 Building $223,500 |
| 2023 | $221,900 Land $63,500 Building $158,400 | $221,900 Land $63,500 Building $158,400 | |
| 2022 | $2,418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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