815 Stanley Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 815 Stanley Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,528 sqft · built 1952
Lot Size	0.216 acres (9,407 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jun 2026)
Tax Bill	$6,682 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-00-31-128B-0078-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-31-128B-0078-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,407 sqft (0.216 acres)
Lot Dimensions	12.1 ft deep x 8.8 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	18 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	815 STANLEY DR
City	FERNANDINA BEACH
State	FL
Zip	32034-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 78 FOREST HILLS 2 PB 2/77
Legal Range	28E
Legal Township	03N
Legal Section	14
Legal Subdivision	FOREST HILLS 2
Legal Lot Number	78
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	3
Census Block	3018
Census Tract	50102

Owner

815 Stanley Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Nassau County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 STANLEY DR, FERNANDINA BEACH, FL 32034-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 20, 2023	Intrafamily Transfer, Transfer
Mar 14, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Dec 27, 2007 · Amount on File
Deed Document Number	202616906
Deed Book / Page	2873 / 280
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	0026321053
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 4, 2026
Property Address	815 STANLEY DR, FERNANDINA BEACH, FL 32034-2419
Document Number	0000016906
Book / Page	2873 / 280
Instrument Date	Jun 1, 2026
Instrument	202616906
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 STANLEY DR, FERNANDINA BEACH, FL 32034-2419

Mortgage

Document Number	0000016907,
Date	Jun 4, 2026
Instrument	202616907

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Apr 20, 2023
Property Address	815 STANLEY DR, FERNANDINA BEACH, FL 32034-2419
Document Number	0026321053
Book / Page	2632 / 1053
Map Reference	MB 2 PG 77
Instrument Date	Mar 24, 2023
Instrument	202345011148
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37122 W 3RD ST, HILLIARD, FL 32046-6844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 STANLEY DR, FERNANDINA BEACH, FL 32034-2419

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	815 STANLEY DR, FERNANDINA BEACH, FL 32034-2419
Document Number	0022151870
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2146 BONNIE OAKS DR FERNANDINA BEACH FL 320348605, FERNANDINA BEACH, FL 32034-8605

Mortgage

Document Number	0022151870
Date	Aug 3, 2018
Book Page	002215/001870
Instrument	24361

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2043

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 815 Stanley Dr was $6,682 with a homeowner's exemption, up 1.5% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Fernandina Beach City
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,682.00 (+1.49%) Homeowner's exemption	$412,674 (+2.9%)	$425,675 (+2.22%) Land $225,000 Building $200,675
2024	$6,584.00 (+0.7%) Homeowner's exemption	$401,044 (+3%)	$416,418 (+2.02%) Land $225,000 Building $191,418
2023	$6,538.00 (+31.47%) Homeowner's exemption	$389,363 (+26.74%)	$408,182 (+32.87%) Land $225,000 Building $183,182
2022	$4,973.00	$307,202 Land $175,000 Building $132,202	$307,202 Land $175,000 Building $132,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 Stanley Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	4 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Stanley Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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