812 Stanley Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 812 Stanley Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1952
Lot Size	0.306 acres (13,350 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Feb 2020)
Tax Bill	$6,412 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-00-31-128B-0118-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-31-128B-0118-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Heated Area
Gross Area	1,825 sqft
1st Floor Area	1,554 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,350 sqft (0.306 acres)
Lot Dimensions	178 ft deep x 75 ft wide
Garage Area	840 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	271 sqft
Deck Area	390 sqft
Patio Area	706 sqft
Pole Barn	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	812 STANLEY DR
City	FERNANDINA BEACH
State	FL
Zip	32034-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 118 FOREST HILLS 2 PB 2/77
Legal Range	28E
Legal Township	03N
Legal Section	14
Legal Subdivision	FOREST HILLS 2
Legal Lot Number	118
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	3
Census Block	3010
Census Tract	50102

Owner

812 Stanley Dr is owned and occupied by an individual who bought it in February 2020.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	812 STANLEY DR, FERNANDINA BEACH, FL 32034-2420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 27, 2020	Warranty Deed, Transfer · FHA Mortgage BRAND MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Prior Sale	Jul 28, 2014 · Amount on File
Deed Document Number	202045006433
Deed Book / Page	2342 / 530
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	812 STANLEY DR, FERNANDINA BEACH, FL 32034-2420
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 STANLEY DR, FERNANDINA, FL 32034-2420

Mortgage

Document Number	0026171539
Date	Feb 6, 2023
Book Page	2617/1539
Instrument	202345003431

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Mar 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	812 STANLEY DR, FERNANDINA BEACH, FL 32034-2420
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 STANLEY DR, FERNANDINA BEACH, FL 32034-2420

Mortgage

Document Number	0025181513
Date	Dec 3, 2021
Book Page	2518/1513
Instrument	202145044636

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Mar 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	812 STANLEY DR, FERNANDINA BEACH, FL 32034-2420
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 STANLEY DR, FERNANDINA BEACH, FL 32034-2420

Mortgage

Document Number	0024620674
Date	May 18, 2021
Book Page	2462/674
Instrument	202145018411

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 27, 2020
Property Address	812 STANLEY DR, FERNANDINA BEACH, FL 32034-2420
Document Number	0023420530
Book / Page	2342 / 530
Map Reference	MB 2 PG 77
Instrument Date	Feb 21, 2020
Instrument	202045006433
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 LAKESIDE DR S, 1904, FERNANDINA BEACH, FL 32034-5229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 STANLEY DR, FERNANDINA BEACH, FL 32034-2420

Mortgage

Document Number	0023420532
Date	Feb 27, 2020
Instrument	2342/0532

Lender

Name	BRAND MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 812 Stanley Dr was $6,412 with a homeowner's exemption, up 1.5% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Fernandina Beach City
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,412.00 (+1.5%) Homeowner's exemption	$397,670 (+2.9%)	$439,958 (+1.64%) Land $225,000 Building $214,958
2024	$6,317.00 (+0.72%) Homeowner's exemption	$386,463 (+3%)	$432,875 (+1.72%) Land $225,000 Building $207,875
2023	$6,272.00 (+6.05%) Homeowner's exemption	$375,207 (+3%)	$425,542 (+16.82%) Land $225,000 Building $200,542
2022	$5,914.00 Homeowner's exemption	$364,279 Land $175,000 Building $189,279	$364,279 Land $175,000 Building $189,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 Stanley Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	4 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Stanley Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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