815 S Monroe St, San Jose, CA 95128 Property Records

Santa Clara County property record for 815 S Monroe St, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,530 sqft · built 1953
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,370,000 (Nov 2020)
Tax Bill	$19,589 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`279-03-036`

Property Details

APN / Parcel Number

Primary APN	`279-03-036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	1,299 sqft
1st Floor Area	1,299 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	112 ft deep x 70 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	815 S MONROE ST
City	SAN JOSE
State	CA
Zip	95128-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 821 CAPUTO ACRES BOOK 38 PAGE 29 LOT 48
Legal Subdivision	CAPUTO ACRES
Legal Tract	821
Legal Lot Number	48
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3006
Census Tract	506401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 S MONROE ST, SAN JOSE, CA 95128-3144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Nov 16, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 16, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Jun 7, 1996 · Amount on Record
Deed Document Number	202024704587
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	0023716953
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	815 S MONROE ST, SAN JOSE, CA 95128-3144
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 S MONROE ST, SAN JOSE, CA 95128-3144

Mortgage

Document Number	0025232715
Date	Feb 2, 2022
Instrument	25232715

Lender

Name	LOANDEPOT COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 16, 2020
Property Address	815 S MONROE ST, SAN JOSE, CA 95128-3144
Document Number	0024704587
Map Reference	MB 38 PG 29
Instrument Date	Nov 3, 2020
Instrument	24704587
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	815 S MONROE ST, SAN JOSE, CA 95128-3144

Mortgage

Document Number	0024704588
Date	Nov 16, 2020
Instrument	24704588

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	1-Year LIBOR
Max Rate	7.37%

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 16, 2020
Property Address	815 S MONROE ST, SAN JOSE, CA 95128-3144
Document Number	0024704586
Instrument Date	Nov 3, 2020
Instrument	24704586
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8845 DORINGTON CT ELK GROVE CA 956243030, ELK GROVE, CA 95624-3030

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 1, 2017
Property Address	815 S MONROE ST, SAN JOSE, CA 95128-3144
Document Number	0023716953
Instrument Date	Jul 21, 2017
Instrument	23716953
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	815 S MONROE ST SAN JOSE CA 951283144, SAN JOSE, CA 95128-3144

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,512,311 (+2%) Land $1,058,590 Building $453,721
2025	$19,589.00 (+5.31%) Homeowner's exemption	$1,482,659 (+4.04%) Land $1,037,834 Building $444,825
2023	$18,601.00 (+0.81%) Homeowner's exemption	$1,425,087 Land $997,535 Building $427,552
2022	$18,451.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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