Franklin County property record for 815 S Main St, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,058 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $778 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-2-012-180.000 |
| Primary APN | 22-7-36.0-2-012-180.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 815 S MAIN ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:19 OZARK HEIGHTS |
| Legal Range | 1W |
| Legal Township | 42N |
| Legal Section | 36 |
| Legal Subdivision | OZARK HEIGHTS |
| Legal Lot Number | 19 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 800904 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 815 S MAIN ST, SAINT CLAIR, MO 63077-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK |
| Dec 2, 2020 | Warranty Deed, Transfer FIRST ST BK/ST CHARLES |
| Jul 2, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF SULLIVAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 |
| Deed Sale | Nov 17, 2021 |
| Prior Sale | Dec 2, 2020 · Amount on Record |
| Deed Document Number | 202121616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 815 S MAIN ST, SAINT CLAIR, MO 63077-1519 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002205005 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2205005 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 2, 2020 |
| Property Address | 815 S MAIN ST, SAINT CLAIR, MO 63077-1519 |
| Document Number | 0000020901 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 20901 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 815 S MAIN ST ST CLAIR MO 630771519, ST CLAIR, MO 63077-1519 |
| Document Number | 20902 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 20902 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 815 S MAIN ST, SAINT CLAIR, MO 63077-1519 |
| Document Number | 0000008434 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18 GRIGSBY ST SULLIVAN MO 630802004, SULLIVAN, MO 63080-2004 |
| Document Number | 0000008434 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 8434 |
| Name | BANK OF SULLIVAN |
|---|---|
| Type | Bank |
| Address | SULLIVAN, MO 63080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $778.00 (+17.7%) | $11,549 (+8.79%) | $60,780 (+8.79%) Land $7,840 Building $52,940 |
| 2023 | $661.00 (+8.01%) | $10,616 | $55,870 Land $7,840 Building $48,030 |
| 2022 | $612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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