Franklin County property record for 725 S Main St, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,548 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,332 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-2-012-183.000 |
| Primary APN | 22-7-36.0-2-012-183.000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 220 sqft |
| Street Address | 725 S MAIN ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:PT22 OZARK HEIGHTS |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 36 |
| Legal Quarter | NW |
| Legal Subdivision | OZARK HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 800904 |
Source: Franklin County records · APN 22-7-36.0-2-012-183.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 725 S MAIN ST, SAINT CLAIR, MO 63077-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK |
| Jul 16, 2020 | Deed of Trust, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ST CLAI |
| Apr 24, 2018 | Deed of Trust, Mortgage FARMERS & MERCHANTS BK/ST CLAI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 |
| Deed Sale | Jun 21, 2022 |
| Deed Document Number | 2209885 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jun 21, 2022 |
| Property Address | 725 S MAIN ST, SAINT CLAIR, MO 63077-1518 |
| Document Number | 0002209885 |
| Map Reference | PB C PG 36 |
| Instrument Date | Jun 09, 2022 |
| Instrument | 2209885 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 S MAIN ST, SAINT CLAIR, MO 63077-1518 |
| Document Number | 0002209886 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2209886 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 16, 2020 |
| Property Address | 725 S MAIN ST, SAINT CLAIR, MO 63077-1518 |
| Document Number | 0000011313 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 11313 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 725 S MAIN ST ST CLAIR MO 630771518, ST CLAIR, MO 63077-1518 |
| Document Number | 0000011313 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 11313 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 15, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 725 S MAIN ST, SAINT CLAIR, MO 63077-1518 |
| Document Number | 0000006084 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 725 S MAIN ST ST CLAIR MO 630771518, ST CLAIR, MO 63077-1518 |
| Document Number | 0000006084 |
|---|---|
| Date | May 04, 2018 |
| Instrument | 6084 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | ST CLAIR, MO 63077 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 03, 2033 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,332.00 (+26.86%) | $19,777 (+17.27%) | $104,090 (+17.27%) Land $8,820 Building $95,270 |
| 2023 | $1,050.00 (+1.25%) | $16,865 | $88,760 Land $8,820 Building $79,940 |
| 2022 | $1,037.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CLAIR PWS serves 4,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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