Davis County property record for 815 S Main St, Centerville, UT 84014
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 1 ba · 1,620 sqft · built 1960 |
| Lot Size | 0.604 acres (26,310 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,044,050 (Apr 2025) |
| Tax Bill | $5,602 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-002-0227 |
| Primary APN | 03-002-0227 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Fire Resistance | Special |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,310 sqft (0.604 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 815 S MAIN ST |
|---|---|
| City | CENTERVILLE |
| State | UT |
| Zip | 84014-2251 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CH |
| Legal Description | BEG AT A PT WH IS N 00^06'23" E 645.11 FT ALG THE MONU LINE OF MAIN STR & N 89^36'33" E 33 FT FR THE MONU MARKING THE CENTERLINE INTERSECTION OF PAGES LANE & SD MAIN STR & RUN TH N 89^36'33" E 147.420 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | SOUTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 126306 |
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIGHT SIDE CAPITAL LLC |
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL LIFE INSURANCE |
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT CAPITAL |
| Apr 1, 2025 | Deed of Trust, Mortgage · SBA Mortgage CITIZENS BANK |
| Apr 1, 2025 | Warranty Deed, Transfer ACCESS TITLE COMPANY |
| Sep 23, 2024 | Intrafamily Transfer, Transfer |
| Sep 17, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on Record |
| Deed Sale | Apr 1, 2025 · Amount on Record |
| Deed Document Number | 20253611297 |
| Deed Book / Page | 8718 / 240 |
| Prior Transfer Date | Sep 23, 2024 |
| Prior Transfer Doc | 0003588113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Aug 7, 2026 |
| Property Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Document Number | 0003679910 |
| Book / Page | 9053 / 707 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20263679910 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0003679910, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 9053/707 |
| Instrument | 20263679910 |
| Name | RIGHT SIDE CAPITAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jul 6, 2026 |
| Property Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Document Number | 0003674851 |
| Book / Page | 9030 / 845 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20263674851 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | METRO NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 121 S 400 E, CENTERVILLE, UT 84014-2357 |
| Document Number | 0003674851, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 9030/845 |
| Instrument | 20263674851 |
| Name | NATIONAL LIFE INSURANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jul 6, 2026 |
| Property Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Document Number | 0003674846 |
| Book / Page | 9030 / 799 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20263674846 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | METRO NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Document Number | 0003674846, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 9030/799 |
| Instrument | 20263674846 |
| Name | DIRECT CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | METRO NATIONAL TITLE, METRO NATIONAL TITLE ASSC |
| Name | Verified Name |
|---|---|
| Address | 815 S MAIN ST 819, 819, CENTERVILLE, UT 84014-2251 |
| Document Number | 008718/386 |
|---|---|
| Date | Apr 1, 2025 |
| Book Page | 8718/386 |
| Instrument | 3611327 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | ELIZABETHTON, TN 37643 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Apr 1, 2025 |
| Property Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Document Number | 008718/240 |
| Book / Page | 8718 / 240 |
| Instrument Date | Mar 28, 2025 |
| Instrument | 3611297 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ACCESS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Sep 23, 2024 |
| Property Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Document Number | 008590/651 |
| Book / Page | 8590 / 651 |
| Instrument Date | Sep 23, 2024 |
| Instrument | 3588116 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1638 EMERALD HILLS DR, BOUNTIFUL, UT 84010-2114 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Sep 17, 2024 |
| Property Address | 815 S MAIN ST, CENTERVILLE, UT 84014-2251 |
| Document Number | 008586/479 |
| Book / Page | 8586 / 479 |
| Instrument Date | Sep 9, 2024 |
| Instrument | 3587210 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1638 EMERALD HILLS DR, BOUNTIFUL, UT 84010-2114 |
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Centerville City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,524 (+18.2%) Land $503,339 Building $130,185 | $662,000 (+19%) Land $503,339 Building $158,661 | |
| 2025 | $5,602.00 | $535,980 (+88.56%) Land $434,119 Building $101,861 | $556,288 (+7.64%) Land $434,119 Building $122,169 |
| 2023 | $5,135.00 (+0.12%) | $284,252 Land $217,059 Building $67,192 | $516,823 Land $394,654 Building $122,169 |
| 2022 | $5,129.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - SOUTH |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Beehive Broadband, Echo Broadband, Utah Broadband, WiFi Pros.
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