707 S Main St, Centerville, UT 84014 Property Records

Davis County property record for 707 S Main St, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,242 sqft · built 1958
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$479,325 (Oct 2025)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-002-0078`

Property Details

APN / Parcel Number

Primary APN	`03-002-0078`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	707 S MAIN ST
City	CENTERVILLE
State	UT
Zip	84014-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	BEG ON E LINE OF HWY AT PT 25.96 CHAINS W & 10.35 CHAINS N FR SE COR OF NE 1/4 SEC 18-T2N-R1E, SLM, S 80 FT ALG E LINE SD HWY, E 160 FT, N 80 FT, TH W 160 FT TO BEG. CONT. 0.29 ACRES
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	3
Census Block	3001
Census Tract	126306

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 N 300 E, CENTERVILLE, UT 84014-2041
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN AMERICA FCU
Oct 2, 2025	Warranty Deed, Transfer MWBO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Document Number	20253636750
Deed Book / Page	8845 / 668
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	707 S MAIN ST, CENTERVILLE, UT 84014-2252
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	RICHLAND TITLE INSURANCE AGENCY, RICHLAND TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 N 300 E, CENTERVILLE, UT 84014-2041

Mortgage

Document Number	008918/178
Date	Jan 23, 2026
Book Page	8918/178
Instrument	3651744

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2066

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	707 S MAIN ST, CENTERVILLE, UT 84014-2252
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07936/1856
Date	Jan 31, 2022
Book Page	7936/1856
Instrument	3453686

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 2, 2025
Property Address	707 S MAIN ST, CENTERVILLE, UT 84014-2252
Document Number	008845/668
Book / Page	8845 / 668
Instrument Date	Oct 1, 2025
Instrument	3636750
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 N 300 E, CENTERVILLE, UT 84014-2041

Mortgage

Document Number	0003636916
Date	Oct 2, 2025
Instrument	3636916

Lender

Name	MWBO LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,000 (+7.93%) Land $240,325 Building $249,675	$490,000 (+7.93%) Land $240,325 Building $249,675
2025	$5,120.00 (+84.04%)	$454,000 (+94.22%) Land $318,929 Building $135,071	$454,000 (+6.82%) Land $318,929 Building $135,071
2024	$2,782.00 (+130.49%)
2023	$1,207.00 (-36.37%)	$233,750 Land $142,778 Building $90,971	$425,000 Land $259,598 Building $165,402
2022	$1,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Echo Broadband, Utah Broadband.

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