Monmouth County and Spring Lake Heights Borough property record for 815 Prospect Ave, Spring Lake, NJ 07762
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1940 |
| Lot Size | 0.333 acres (14,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Feb 2000) |
| Tax Bill | $11,142 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00030-0000-00008 |
| Primary APN | 48-00030-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 888 sqft |
| Basement Area | 1,313 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,501 sqft (0.333 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Type | Built-in |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Patio Area | 759 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 04820 |
|---|---|
| Street Address | 815 PROSPECT AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1938 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SF05 |
| Legal Description | INCL BLK 30 LOTS 8 & 9 |
| Legal Subdivision | OCEAN GARDENS |
| Legal Block | 30 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 808901 |
815 Prospect Ave, a duplex, is owned by two individuals who bought it in February 2000.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 817 PROSPECT AVE, SPRING LAKE, NJ 07762-1938 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2000 · Amount on File |
| Deed Sale | Feb 5, 2000 · Amount on File |
| Deed Book / Page | 5905 / 997 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 815 Prospect Ave was $11,142, up 7.9% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,220,800 (+12.2%) Land $885,600 Building $335,200 | $1,220,800 (+12.2%) Land $885,600 Building $335,200 | |
| 2025 | $11,142.00 (+7.94%) | $1,088,100 Land $756,000 Building $332,100 | $1,088,100 Land $756,000 Building $332,100 |
| 2024 | $10,322.00 | ||
| 2023 | $904,900 Land $594,000 Building $310,900 | $904,900 Land $594,000 Building $310,900 | |
| 2022 | $9,786.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 815 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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