Monmouth County and Spring Lake Heights Borough property record for 810 Prospect Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,182 sqft · built 1950 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $693,000 (Oct 2018) |
| Tax Bill | $10,828 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00031-0000-00016 |
| Primary APN | 48-00031-0000-00016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Upper Floors Area | 480 sqft |
| Basement Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 469 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 04980 |
|---|---|
| Street Address | 810 PROSPECT AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | OCEAN GARDENS |
| Legal Block | 31 |
| Legal Lot Number | 16 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 808901 |
810 Prospect Ave is owned and occupied by two individuals who bought it in October 2018.
Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 PROSPECT AVE, SPRING LAKE, NJ 07762-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK |
| Oct 15, 2018 | Grant Deed, Transfer · Conventional Mortgage MANASQUAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on File |
| Deed Sale | Oct 15, 2018 · Amount on File |
| Prior Sale | Jun 6, 2012 · Amount on File |
| Deed Document Number | 2018100872 |
| Deed Book / Page | 9316 / 2419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 810 PROSPECT AVE, SPRING LAKE, NJ 07762-1939 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096247312 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 9624/7312 |
| Instrument | 2022112757 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 16, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 15, 2018 |
| Property Address | 810 PROSPECT AVE, SPRING LAKE, NJ 07762-1939 |
| Document Number | 0000100872 |
| Book / Page | 009316 / 002419 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 100872 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 810 PROSPECT AVE SPRING LAKE NJ 077621939, SPRING LAKE, NJ 07762-1939 |
| Document Number | 100873 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 009316/002424 |
| Instrument | 100873 |
| Name | MANASQUAN BK |
|---|---|
| Address | WALL, NJ 08736 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2048 |
The 2025 property tax bill for 810 Prospect Ave was $10,828, up 2.7% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,160,800 (+9.78%) Land $676,500 Building $484,300 | $1,160,800 (+9.78%) Land $676,500 Building $484,300 | |
| 2025 | $10,828.00 (+2.73%) | $1,057,400 Land $577,500 Building $479,900 | $1,057,400 Land $577,500 Building $479,900 |
| 2024 | $10,540.00 | ||
| 2023 | $982,600 Land $522,500 Building $460,100 | $982,600 Land $522,500 Building $460,100 | |
| 2022 | $10,514.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 810 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 810 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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