Black Hawk County property record for 815 Progress Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 13,920 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,000 (2019) |
| Tax Bill | $2,764.00 (2025) |
| Primary APN | 8913-20-454-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,008 sqft Living Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 1,008 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,920 sqft (0.32 acres) |
| Depth X Width | 174 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 336 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 815 PROGRESS AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3110 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CEDARLOO PARK LOT W-22 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | CEDARLOO PARK |
| Legal Lot Number | W-22 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 1502 |
Source: Black Hawk County records · APN 8913-20-454-002
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 PROGRESS AVE, WATERLOO, IA 50701-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) COLLINS COMMUNITY CU |
| Feb 11, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage VERIDIAN CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on Record |
| Deed Sale | Feb 11, 2019 · Amount on Record |
| Deed Doc Number | 201912258 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 815 PROGRESS AVE, WATERLOO, IA 50701-3110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800003164 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2018-00003164 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 11, 2019 |
| Property Address | 815 PROGRESS AVE, WATERLOO, IA 50701-3110 |
| Document Number | 201900012258 |
| Instrument Date | Feb 04, 2019 |
| Instrument | 201900012258 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TITLE SERVICES CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 PROGRESS AVE, WATERLOO, IA 50701-3110 |
| Document Number | 201900012259 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 201900012259 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,764.00 Homeowner's exemption | $157,660 (+9.36%) Land $25,680 Building $131,980 | $157,660 (+9.36%) Land $25,680 Building $131,980 |
| 2024 | $2,764.00 (+11.9%) | ||
| 2023 | $144,170 (+24.04%) Land $25,680 Building $118,490 | $144,170 (+24.04%) Land $25,680 Building $118,490 | |
| 2022 | $2,470.00 Homeowner's exemption | $116,230 Land $25,680 Building $90,550 | |
| 2021 | $116,230 Land $25,680 Building $90,550 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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