740 Progress Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 740 Progress Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1975
Square Footage	906 sqft Living Area
Lot Size	10,218 sqft (0.235 acres)
Occupancy	Owner Occupied
Last Sale	$170,000 (2021)
Tax Bill	$3,534.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-20-403-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Total Rooms	7 Rooms
Building Area	906 sqft Living Area
1st Floor	906 sqft 1st Floor
Basement Area	906 sqft Basement
Finished Basement	800 sqft Finished
Unfinished Basement	906 sqft Unfinished
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,218 sqft (0.235 acres)
Depth X Width	78 ft x 131 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Deck Area	100 sqft Deck
Patio Area	100 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	740 PROGRESS AVE
City	WATERLOO
State	IA
Zip	50701-3109
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CEDARLOO PARK LOT W-95 EXC THAT PART DESC AS BEG AT NW COR LOT W-95 TH N 89 DEG 59 MIN 41 SEC E 78.43 FT ALONG N LOT LINE TH
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	CEDARLOO PARK
Legal Lot Number	W-95
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1017
Census Tract	1502

Owner

Source: Black Hawk County records · APN 8913-20-403-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	740 PROGRESS AVE, WATERLOO, IA 50701-3109
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2019	Deed of Trust, Mortgage · Stand Alone Refinance FARMERS STATE BANK
Dec 02, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2021 · Amount on Record
Deed Sale	Dec 02, 2021 · Amount on Record
Prior Sale	Dec 02, 2020 · Amount on Record
Deed Doc Number	202111746
Record Refreshed	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	740 PROGRESS AVE, WATERLOO, IA 50701-3109
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 PROGRESS AVE, WATERLOO, IA 50701-3109

Mortgage

Document Number	202400002933
Date	Aug 28, 2023
Instrument	202400002933

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Dec 01, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	740 PROGRESS AVE, WATERLOO, IA 50701-3109
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011331
Date	Jan 23, 2019
Instrument	201900011331

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 02, 2020
Property Address	740 PROGRESS AVE, WATERLOO, IA 50701-3109
Document Number	202100011746
Map Reference	DOC 2007-026763
Instrument Date	Nov 30, 2020
Instrument	202100011746
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 PROGRESS AVE, WATERLOO, IA 50701-3109

Mortgage

Document Number	202100011747
Date	Dec 02, 2020
Instrument	202100011747

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00 Homeowner's exemption	$201,130 (+10.85%) Land $23,580 Building $177,550	$201,130 (+10.85%) Land $23,580 Building $177,550
2024	$3,534.00 (+17.72%)
2023		$181,450 (+30.27%) Land $23,580 Building $157,870	$181,450 (+30.27%) Land $23,580 Building $157,870
2022	$3,002.00 Homeowner's exemption	$139,290 Land $23,580 Building $115,710
2021			$139,290 Land $23,580 Building $115,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

740 Progress Ave, Waterloo, IA 50701 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Progress Ave

Nearby Streets

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