815 Pepper Tree Ln, Santa Clara, CA 95051 Property Records

Santa Clara County property record for 815 Pepper Tree Ln, Santa Clara, CA 95051

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,940 sqft · built 1956
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,060,000 (Aug 2021)
Tax Bill	$25,998 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`290-25-005`

Property Details

APN / Parcel Number

Primary APN	`290-25-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
Gross Area	1,452 sqft
1st Floor Area	1,452 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 PEPPER TREE LN
City	SANTA CLARA
State	CA
Zip	95051-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1589 PEPPER TREE PLACE BOOK 63 PAGE 18 PAGE 20 LOT 67
Legal Subdivision	PEPPER TREE PLACE
Legal Tract	1589
Legal Lot Number	67
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	505403

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 PEPPER TREE LN, SANTA CLARA, CA 95051-5215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INCDBA
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	202125052944
Prior Transfer Date	Jul 25, 2017
Prior Transfer Doc	0023718086
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 3, 2021
Property Address	815 PEPPER TREE LN, SANTA CLARA, CA 95051-5215
Document Number	0025052944
Map Reference	MB 63 PG 18-20
Instrument Date	Jul 14, 2021
Instrument	25052944
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	815 PEPPER TREE LN, SANTA CLARA, CA 95051-5215

Mortgage

Document Number	0025052946
Date	Aug 3, 2021
Instrument	25052946

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	815 PEPPER TREE LN, SANTA CLARA, CA 95051-5215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 S 15TH ST, SAN JOSE, CA 95112-2367

Mortgage

Document Number	0024801585
Date	Jan 26, 2021
Instrument	24801585

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	815 PEPPER TREE LN, SANTA CLARA, CA 95051-5215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023832595
Date	Dec 21, 2017
Instrument	23832595

Lender

Name	BROKER SOLUTIONS INCDBA
Type	Non-Lending Institution
Address	SAN JOSE, CA 95112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 2, 2017
Property Address	815 PEPPER TREE LN, SANTA CLARA, CA 95051-5215
Document Number	0023718086
Instrument Date	Jul 25, 2017
Instrument	23718086
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	604 S 15TH ST SAN JOSE CA 951122367, SAN JOSE, CA 95112-2367

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,229,809 (+2%) Land $1,672,357 Building $557,452
2025	$25,998.00 (+15.95%)	$2,186,088 (+4.04%) Land $1,639,566 Building $546,522
2023	$22,422.00 (-7.95%)	$2,101,200 Land $1,575,900 Building $525,300
2022	$24,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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