804 Pepper Tree Ln, Santa Clara, CA 95051 Property Records

Santa Clara County property record for 804 Pepper Tree Ln, Santa Clara, CA 95051

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,092 sqft · built 1956
Lot Size	0.278 acres (12,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,720,000 (Mar 2022)
Tax Bill	$22,093 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`290-25-072`

Property Details

APN / Parcel Number

Primary APN	`290-25-072`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,092 sqft Living Area
1st Floor Area	2,092 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,090 sqft (0.278 acres)
Lot Dimensions	186 ft deep x 65 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	3,818 sqft
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	804 PEPPER TREE LN
City	SANTA CLARA
State	CA
Zip	95051-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1589 PEPPER TREE PLACE BOOK 63 PAGE 18 PAGE 20 LOT 1
Legal Subdivision	PEPPER TREE PLACE
Legal Tract	1589
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	505403

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 PEPPER TREE LN, SANTA CLARA, CA 95051-5216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Mar 1, 2022	Grant Deed, Transfer · Commercial Mortgage YING WU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	202225249783
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0025249782
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	804 PEPPER TREE LN, SANTA CLARA, CA 95051-5216
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 PEPPER TREE LN, SANTA CLARA, CA 95051-5216

Mortgage

Document Number	0025326497
Date	Jun 27, 2022
Instrument	25326497

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	804 PEPPER TREE LN, SANTA CLARA, CA 95051-5216
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 PEPPER TREE LN, SANTA CLARA, CA 95051-5216

Mortgage

Document Number	0025287897
Date	Apr 21, 2022
Instrument	25287897

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	Other
Max Rate	9.25%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 1, 2022
Property Address	804 PEPPER TREE LN, SANTA CLARA, CA 95051-5216
Document Number	0025249783
Map Reference	MB 63 PG 18-20
Instrument Date	Feb 23, 2022
Instrument	25249783
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1048 OAKMONT PL, SAN JOSE, CA 95117-2764

Mortgage

Document Number	0025249784
Date	Mar 1, 2022
Instrument	25249784

Lender

Name	YING WU
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,892,992 (+2%) Land $1,731,890 Building $161,102
2025	$22,093.00 (+6.16%)	$1,855,876 (+5.29%) Land $1,697,932 Building $157,944
2023	$20,811.00 (+575.46%)	$1,762,560 Land $1,632,000 Building $130,560
2022	$3,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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