Jackson County property record for 815 N Union St, Independence, MO 64050
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,160 sqft · built 1910 |
| Lot Size | 0.24 acres (10,451 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,670 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-310-11-03 |
| Primary APN | 26-310-11-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Basement Area | 866 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,451 sqft (0.24 acres) |
| Lot Dimensions | 157 ft deep x 65 ft wide |
| Porch | Open Porch |
| Porch Area | 332 sqft |
| Deck Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 777253 |
|---|---|
| Street Address | 815 N UNION ST |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64050-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCAULEY PARK LOT 12 & S 15 LOT 13 BLK 9 |
| Legal Subdivision | MCCAULEY PARK |
| Legal Block | 9 |
| Legal Lot Number | 12,13 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Truman, Harry S, Historic District listed 1971 · National Historic Landmark (designated 1971) · NRIS 71001066 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
815 N Union St is owned and occupied by two individuals.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 N UNION ST, INDEPENDENCE, MO 64050-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 815 N UNION ST, INDEPENDENCE, MO 64050-2432 |
| Document Number | 0000E28473 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 N UNION ST INDEPENDENCE MO 640502432, INDEPENDENCE, MO 64050-2432 |
| Document Number | 0000E28473 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 28473E |
| Name | HAWTHORNE BK |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, MO 64055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 815 N Union St was $1,670, down 28.7% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,368 (-) Land $4,459 Building $18,909 | $122,990 (-) | |
| 2025 | $1,670.00 (-28.72%) | $23,368 Land $4,459 Building $18,909 | $122,990 |
| 2024 | $2,343.00 (+2.31%) | ||
| 2023 | $2,290.00 | $33,826 Land $4,357 Building $29,469 | $178,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 N Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 815 N Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: KC Web, Wisper ISP.
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