812 N Union St, Independence, MO 64050 Property Records

Jackson County property record for 812 N Union St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1927
Lot Size	0.177 acres (7,690 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jan 2026)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-310-10-12`

Property Details

APN / Parcel Number

Primary APN	`26-310-10-12`
Alternative APNs	`26-310-10-12-00-0-00-000` `26310101200000001` `777247`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	966 sqft Living Area
Gross Area	1,604 sqft
1st Floor Area	966 sqft
Basement Area	638 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,690 sqft (0.177 acres)
Lot Dimensions	157 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	160 sqft
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	777247
Street Address	812 N UNION ST
City	INDEPENDENCE
State	MO
Zip	64050-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCAULEY PARK S 1 LOT 3 & ALL LOT 4 BLK 8
Legal Subdivision	MCCAULEY PARK
Legal Block	8
Legal Lot Number	3,4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1005
Census Tract	11602

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 N UNION ST, INDEPENDENCE, MO 64050-2433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · FHA Mortgage LUMINATE BANK
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage UNION HM MTG CORP
Mar 1, 2017	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	20267418
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 30, 2026
Property Address	812 N UNION ST, INDEPENDENCE, MO 64050-2433
Document Number	00E0007418
Instrument Date	Jan 29, 2026
Instrument	2026E0007418
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ALLIANCE NATIONAL TTL AGCY C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 N UNION ST, INDEPENDENCE, MO 64050-2433

Mortgage

Document Number	00E0007419
Date	Jan 30, 2026
Instrument	2026E0007419

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	812 N UNION ST, INDEPENDENCE, MO 64050-2433
Document Number	000E114477
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 NW HIGHLAND LN BLUE SPRINGS MO 640142327, BLUE SPRINGS, MO 64014-2327

Mortgage

Document Number	000E114477
Date	Nov 30, 2020
Instrument	114477E

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 1, 2017
Property Address	812 N UNION ST, INDEPENDENCE, MO 64050-2433
Document Number	0000E18638
Instrument Date	Feb 27, 2017
Instrument	18638E
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 N UNION ST INDEPENDENCE MO 640502433, INDEPENDENCE, MO 64050-2433

Mortgage

Document Number	E18639
Date	Mar 1, 2017
Instrument	18639E

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,603 (-) Land $4,022 Building $16,581	$108,440 (-)
2025	$1,472.00 (-10.63%)	$20,603 (-13.33%) Land $4,022 Building $16,581	$108,440 (-13.33%)
2024	$1,647.00 (+2.36%)
2023	$1,609.00	$23,773 Land $4,737 Building $19,036	$125,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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