815 Lucent Sands Ct, Brandon, FL 33511 Property Records

Hillsborough County property record for 815 Lucent Sands Ct, Brandon, FL 33511

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,707 sqft · built 2020
OwnerIndividual Name on File
Last Sale$206,990 (Mar 2020)
Tax Bill$3,643 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0746728222

Property Details

APN / Parcel Number

Primary APN0746728222
Alternative APN
  • U103020B6M000000000260

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,707 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0746728222
Street Address815 LUCENT SANDS CT
CityBRANDON
StateFL
Zip33511-7797
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD
Legal DescriptionRETREAT LOT 26
Legal Section10
Legal SubdivisionRETREAT
Legal Lot Number26
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1012
Census Tract13406

Owner

Source: Hillsborough County records · APN 0746728222

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address815 LUCENT SANDS CT, BRANDON, FL 33511-7797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
FLORIDA WEST COAST CU
Mar 12, 2020Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Deed Document Number2020098482
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address815 LUCENT SANDS CT, BRANDON, FL 33511-7797
Transaction TypeMortgage
Record UpdatedJan 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 LUCENT SANDS CT, BRANDON, FL 33511-7797

Mortgage

Document Number0000587366
DateDec 15, 2022
Instrument2022587366
Lender
NameFLORIDA WEST COAST CU
TypeCredit Union
AddressBRANDON, FL 33511
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 14, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 12, 2020
Property Address815 LUCENT SANDS CT, BRANDON, FL 33511-7797
Document Number0000098482
Map ReferenceMB 134 PG 275
Instrument DateFeb 27, 2020
Instrument2020098482
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,449.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 LUCENT SANDS CT, BRANDON, FL 33511-7797

Mortgage

Document Number0000098483
DateMar 12, 2020
Instrument2020098483
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,643.00 (+12.96%) Homeowner's exemption$202,337 (+5.99%)$266,013 (+8.05%) Land $26,517 Building $239,496
2023$3,225.00 (+5.39%) Homeowner's exemption$190,908 (+3%)$246,190 (+11.07%) Land $24,532 Building $221,658
2022$3,060.00 Homeowner's exemption$185,348$221,662 Land $22,075 Building $199,587

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims13 (1982–2024)
Claims Outside the SFHA6 of 13
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 488 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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