Schenectady County and Schenectady City property record for 815 Locust Ave, Schenectady, NY 12307
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,072 sqft · built 1910 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,244 (2026) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.26-2-8 |
| Primary APN | 421500 49.26-2-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Total Area |
| 1st Floor Area | 1,036 sqft |
| 2nd Floor Area | 1,036 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 112 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 815 LOCUST AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1011 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Vale Cemetery and Vale Park listed 2004 · 6 contributing resources · NRIS 04001053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
815 Locust Ave, a duplex, is owned and occupied by two individuals who acquired it in August 2024.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 815 LOCUST AVE, SCHENECTADY, NY 12307-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 8, 2024 |
| Transfer Doc | 0000051636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 8, 2023 |
| Property Address | 815 LOCUST AVE, SCHENECTADY, NY 12307-1011 |
| Document Number | 0000026431 |
| Book / Page | 2107 / 399 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 202326431 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 LOCUST AVE, SCHENECTADY, NY 12307-1011 |
| Name | Verified Name |
|---|---|
| Address | 815 LOCUST AVE, SCHENECTADY, NY 12307-1011 |
The 2026 property tax bill for 815 Locust Ave was $4,244 with a homeowner's exemption, up 5.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,244.00 (+5.94%) Homeowner's exemption | ||
| 2025 | $4,006.00 | $66,300 Land $9,900 Building $56,400 | $109,786 Land $16,393 Building $93,393 |
| 2023 | $66,300 (-) Land $9,900 Building $56,400 | $83,924 (+3.8%) Land $12,532 Building $71,392 | |
| 2022 | $66,300 Land $9,900 Building $56,400 | $80,854 Land $12,073 Building $68,781 | |
| 2021 | $3,481.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 Locust Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 815 Locust Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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