809 Locust Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 809 Locust Ave, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,472 sqft · built 1910
Lot Size	0.088 acres (3,850 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jan 2019)
Tax Bill	$5,306 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.26-2-5`

Property Details

APN / Parcel Number

Primary APN	`421500 49.26-2-5`
Alternative APN	`150004902600020050000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,472 sqft Total Area
1st Floor Area	1,234 sqft
2nd Floor Area	1,238 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,850 sqft (0.088 acres)
Lot Dimensions	110 ft deep x 35 ft wide
Porch	Slab
Porch Area	328 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	809 LOCUST AVE
City	SCHENECTADY
State	NY
Zip	12307-1011
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4000
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City assessment roll, APN 421500 49.26-2-5, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	809 LOCUST AVE, SCHENECTADY, NY 12307-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2019 · Amount on Record
Deed Sale	Jan 07, 2019 · Amount on Record
Prior Sale	Mar 05, 2008 · Amount on Record
Deed Document Number	2019596
Deed Book / Page	2003 / 185
Record Updated	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 07, 2019
Property Address	809 LOCUST AVE, SCHENECTADY, NY 12307-1011
Document Number	0000000596
Book / Page	2003 / 185
Instrument Date	Dec 28, 2018
Instrument	201900596
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1391 GRAND BLVD, 1391, SCHENECTADY, NY 12308-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 LOCUST AVE, SCHENECTADY, NY 12307-1011

Mortgage

Document Number	0000000597
Date	Jan 07, 2019
Instrument	201900597

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,306.00 (+8.07%)	$86,500 (-) Land $13,000 Building $73,500	$143,236 (+30.82%) Land $21,527 Building $121,709
2023		$86,500 (-) Land $13,000 Building $73,500	$109,494 (+3.8%) Land $16,456 Building $93,038
2022		$86,500 Land $13,000 Building $73,500	$105,488 Land $15,854 Building $89,634
2021	$4,910.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Vale Cemetery and Vale Park listed 2004 · 6 contributing resources · NRIS 04001053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 486 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Redburn Infrastructure.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.