815 Howard St, Findlay, OH 45840 Property Records

Hancock County property record for 815 Howard St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1910
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$28,745 (Jun 2010)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`1010-132-02-019.000`

Property Details

APN / Parcel Number

Primary APN	`1010-132-02-019.000`
Alternative APN	`590000280540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	976 sqft
2nd Floor Area	616 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Type	Mansard
Roof Material	Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	404 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 HOWARD ST
City	FINDLAY
State	OH
Zip	45840-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERVIEW ADD LOT 12166
Legal Subdivision	RIVERVIEW ADD
Legal Lot Number	12166
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1008
Census Tract	902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	815 HOWARD ST, FINDLAY, OH 45840-2533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2010 · Amount on File
Deed Sale	Jun 17, 2010 · Amount on File
Prior Sale	Feb 24, 2010 · Amount on File
Deed Document Number	20105485
Deed Book / Page	2379 / 1611
Last Transfer Date	Feb 25, 2026
Transfer Doc	02626/5775
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Feb 25, 2026
Property Address	815 HOWARD ST, FINDLAY, OH 45840-2533
Document Number	02626/5775
Book / Page	2626 / 5775
Instrument Date	Feb 25, 2026
Instrument	202600001368
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 HOWARD ST, FINDLAY, OH 45840-2533

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00 (+4.4%)	$41,020 (+21%) Land $4,870 Building $36,150	$117,200 (+21.02%) Land $13,920 Building $103,280
2024	$1,204.00 (-0.17%) Homeowner's exemption	$33,900 (-) Land $4,030 Building $29,870
2023	$1,206.00 Homeowner's exemption	$33,900 Land $4,030 Building $29,870
2022			$96,840 Land $11,500 Building $85,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies, Verizon.

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